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Single Family ResidenceResidential
$678,551$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $25,000 on Aug 6, 2020

1198 RIDGE HARBOR DR

SPICEWOOD, TX 78669
6
Beds
0
Baths
2,739 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$679K
$638K low$719K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Aug 6, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$309,151
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,321
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$369,400
LEGEND LENDING CORP · recorded Jul 15, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,002 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$680,258 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,906
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$610,352
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$680,258
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$680,258

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBURNET
Lot (acres)The size of the land the home sits on, from county records.0.76
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 189 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spicewood Elementary SchoolB+
Elementary · Grades PK–5 · 2.8 mi
H
Marble Falls High SchoolC-
High · Grades 9–12 · 11.0 mi
M
Marble Falls Middle SchoolC-
Middle · Grades 6–8 · 12.3 mi

District: Marble Falls Independent School District

Neighborhood · ZIP 78669These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,181
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,694
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1198 Ridge Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Burnet County
  • Costs less per square foot than 78% of homes in Spicewood 78669
  • Bigger than 82% of homes in Burnet County
  • Has a bigger lot than 78% of homes in Ridge Harbor

What homes are worth in Spicewood 78669

Each bar is how many homes fall in that price range. The marker is this home.

This home
$272K$3.5M

This home is worth more than 40% of homes in Spicewood 78669.

How it measures up in Spicewood 78669

The dot is this home. The mark in the middle is the typical home in Spicewood 78669.

Estimated value$678,551
CheaperTypical $787,664Pricier

Pricier than 40% of homes nearby

Price per ft²$248
CheaperTypical $328Pricier

Pricier than 22% of homes nearby

Living area2,739 ft²
SmallerTypical 2,398 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.76 ac
SmallerTypical 0.89 acBigger

Bigger than 47% of homes nearby

How 1198 Ridge Harbor Dr ranks against every home in each area.
MeasureThis homeRidge HarborSpicewood 78669Burnet County
Estimated valuepricier than$678,55148% of homes40% of homes67% of homes
Price per ft²pricier than$24840% of homes22% of homes46% of homes
Living areabigger than2,739 ft²55% of homes60% of homes82% of homes
Lot sizebigger than0.76 ac78% of homes47% of homes59% of homes

About 1198 Ridge Harbor Dr

How much is 1198 Ridge Harbor Dr, Spicewood, TX worth?

The TopHap Estimate for 1198 Ridge Harbor Dr, Spicewood, TX is $678,551 as of Jun 23, 2026. The likely range is $637,837 to $719,264. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1198 Ridge Harbor Dr, Spicewood, TX last sell?

1198 Ridge Harbor Dr, Spicewood, TX last sold on Aug 6, 2020 for $25,000, according to the county's recorded deed.

How big is 1198 Ridge Harbor Dr, Spicewood, TX?

1198 Ridge Harbor Dr, Spicewood, TX has 6 bedrooms, 2,739 square feet of living space and a 0.76-acre lot.

What schools serve 1198 Ridge Harbor Dr, Spicewood, TX?

1198 Ridge Harbor Dr, Spicewood, TX is assigned to Spicewood Elementary School (elementary), rated B+; Marble Falls High School (high), rated C-; Marble Falls Middle School (middle), rated C-. All sit in Marble Falls Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1198 Ridge Harbor Dr, Spicewood, TX compare to other homes in Spicewood 78669?

Among the 7,244 homes in Spicewood 78669, it is worth more than 40% of them ($678,551 against a typical $787,664), its price per square foot is higher than 22% of them ($248 against a typical $328), it is bigger than 60% of them (2,739 ft² against a typical 2,398 ft²) and its lot is bigger than 47% of them (0.76 ac against a typical 0.89 ac). Measured against all of Burnet County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1198 Ridge Harbor Dr, Spicewood, TX?

The 2025 property tax bill for 1198 Ridge Harbor Dr, Spicewood, TX was $9,002. The county assessed it at $680,258.

Closest homes

More homes in Spicewood 78669

Assigned schools

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