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Rural ResidenceResidential
$366,284$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

11985 STATE ROUTE V

ROLLA, MO 65401
3
Beds
1
Baths
1,878 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$366K
$359K low$374K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$366,284
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$293,027

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$975 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,450 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,940

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPHELPS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.9.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. James Middle SchoolC+
Middle · Grades 6–8 · 4.6 mi
H
St. James High SchoolB-
High · Grades 9–12 · 5.5 mi
E
Lucy Wortham James Elementary SchoolC+
Elementary · Grades PK–5 · 5.6 mi

District: St. James R-I School District

Neighborhood · ZIP 65401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,711
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,832
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,332
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11985 State Route V measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Phelps County
  • Costs more per square foot than 76% of homes in Rolla 65401
  • Bigger than 71% of homes in Phelps County
  • Has a bigger lot than 84% of homes in Rolla 65401

What homes are worth in Rolla 65401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$694K

This home is worth more than 77% of homes in Rolla 65401.

How it measures up in Rolla 65401

The dot is this home. The mark in the middle is the typical home in Rolla 65401.

Estimated value$366,284
CheaperTypical $248,324Pricier

Pricier than 77% of homes nearby

Price per ft²$195
CheaperTypical $160Pricier

Pricier than 76% of homes nearby

Living area1,878 ft²
SmallerTypical 1,552 ft²Bigger

Bigger than 69% of homes nearby

Lot size9.3 ac
SmallerTypical 0.6 acBigger

Bigger than 84% of homes nearby

Year built1973
OlderTypical 1980Newer

Newer than 41% of homes nearby

How 11985 State Route V ranks against every home in each area.
MeasureThis homeRolla 65401Phelps County
Estimated valuepricier than$366,28477% of homes78% of homes
Price per ft²pricier than$19576% of homes75% of homes
Living areabigger than1,878 ft²69% of homes71% of homes
Lot sizebigger than9.3 ac84% of homes77% of homes
Year builtnewer than197341% of homes42% of homes

About 11985 State Route V

How much is 11985 State Route V, Rolla, MO worth?

The TopHap Estimate for 11985 State Route V, Rolla, MO is $366,284 as of Jul 14, 2026. The likely range is $358,687 to $373,881. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11985 State Route V, Rolla, MO last sell?

11985 State Route V, Rolla, MO last sold on Jun 3, 2026, according to the county's recorded deed.

How big is 11985 State Route V, Rolla, MO?

11985 State Route V, Rolla, MO has 3 bedrooms, 1 bathrooms, 1,878 square feet of living space and a 9.30-acre lot.

When was 11985 State Route V, Rolla, MO built?

11985 State Route V, Rolla, MO was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 11985 State Route V, Rolla, MO?

11985 State Route V, Rolla, MO is assigned to St. James Middle School (middle), rated C+; St. James High School (high), rated B-; Lucy Wortham James Elementary School (elementary), rated C+. All sit in St. James R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11985 State Route V, Rolla, MO compare to other homes in Rolla 65401?

Among the 10,027 homes in Rolla 65401, it is worth more than 77% of them ($366,284 against a typical $248,324), its price per square foot is higher than 76% of them ($195 against a typical $160), it is bigger than 69% of them (1,878 ft² against a typical 1,552 ft²), its lot is bigger than 84% of them (9.3 ac against a typical 0.6 ac) and it is newer than 41% of them (1973 against a typical 1980). Measured against all of Phelps County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11985 State Route V, Rolla, MO?

The 2025 property tax bill for 11985 State Route V, Rolla, MO was $975. The county assessed it at $27,450.

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Assigned schools

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