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Single Family ResidenceResidential
$396,381$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12 ANDOVER DR

PALM COAST, FL 32137
2
Baths
1,382 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$396K
$359K low$434K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,902 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,017 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,057
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,078

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.49%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFlagler
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Matanzas High SchoolB
High · Grades 9–12 · 2.5 mi
M
Indian Trails Middle SchoolB+
Middle · Grades 6–8 · 4.5 mi
E
Old Kings Elementary SchoolA
Elementary · Grades PK–5 · 10.6 mi

District: Flagler County School District

Neighborhood · ZIP 32137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.55,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.811 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,661
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Andover Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 82% of homes in Flagler County
  • Smaller than 85% of homes in Palm Coast 32137
  • Has a smaller lot than 87% of homes in Flagler County
  • Older than 82% of homes in Flagler County

What homes are worth in Palm Coast 32137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$1.5M

This home is worth more than 49% of homes in Palm Coast 32137.

How it measures up in Palm Coast 32137

The dot is this home. The mark in the middle is the typical home in Palm Coast 32137.

Estimated value$396,381
CheaperTypical $400,112Pricier

Pricier than 49% of homes nearby

Price per ft²$287
CheaperTypical $209Pricier

Pricier than 75% of homes nearby

Living area1,382 ft²
SmallerTypical 1,955 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.17 ac
SmallerTypical 0.23 acBigger

Bigger than 14% of homes nearby

Year built1988
OlderTypical 2003Newer

Newer than 21% of homes nearby

How 12 Andover Dr ranks against every home in each area.
MeasureThis homePalm Coast 32137Flagler County
Estimated valuepricier than$396,38149% of homes59% of homes
Price per ft²pricier than$28775% of homes82% of homes
Living areabigger than1,382 ft²15% of homes17% of homes
Lot sizebigger than0.17 ac14% of homes13% of homes
Year builtnewer than198821% of homes18% of homes

About 12 Andover Dr

How much is 12 Andover Dr, Palm Coast, FL worth?

The TopHap Estimate for 12 Andover Dr, Palm Coast, FL is $396,381 as of Sep 24, 2026. The likely range is $358,700 to $434,062. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Andover Dr, Palm Coast, FL last sell?

12 Andover Dr, Palm Coast, FL last sold on Oct 29, 1998, according to the county's recorded deed.

How big is 12 Andover Dr, Palm Coast, FL?

12 Andover Dr, Palm Coast, FL has 2 bathrooms, 1,382 square feet of living space and a 0.17-acre lot.

When was 12 Andover Dr, Palm Coast, FL built?

12 Andover Dr, Palm Coast, FL was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 12 Andover Dr, Palm Coast, FL?

12 Andover Dr, Palm Coast, FL is assigned to Matanzas High School (high), rated B; Indian Trails Middle School (middle), rated B+; Old Kings Elementary School (elementary), rated A. All sit in Flagler County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Andover Dr, Palm Coast, FL compare to other homes in Palm Coast 32137?

Among the 26,874 homes in Palm Coast 32137, it is worth more than 49% of them ($396,381 against a typical $400,112), its price per square foot is higher than 75% of them ($287 against a typical $209), it is bigger than 15% of them (1,382 ft² against a typical 1,955 ft²), its lot is bigger than 14% of them (0.17 ac against a typical 0.23 ac) and it is newer than 21% of them (1988 against a typical 2003). Measured against all of Flagler County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Andover Dr, Palm Coast, FL?

The 2025 property tax bill for 12 Andover Dr, Palm Coast, FL was $1,902. The county assessed it at $176,017.

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Assigned schools

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