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Single Family ResidenceResidential
$641,896$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

12 BERNER DR

ELGIN, IL 60120
4
Beds
2.5
Baths
3,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$642K
$606K low$678K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,469 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,429
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,571
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$600,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolC+
Elementary · Grades PK–6 · 0.6 mi
H
Elgin High SchoolD
High · Grades 9–12 · 1.5 mi
M
Larsen Middle SchoolD-
Middle · Grades 7–8 · 1.9 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Berner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Elgin 60120
  • Costs less per square foot than 66% of homes in Cook County
  • Bigger than 98% of homes in Elgin 60120
  • Has a bigger lot than 93% of homes in Cook County
  • Newer than 83% of homes in Cook County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$573K

This home is worth more than almost all homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$641,896
CheaperTypical $284,564Pricier

Pricier than almost all homes nearby

Price per ft²$209
CheaperTypical $205Pricier

Pricier than 53% of homes nearby

Living area3,074 ft²
SmallerTypical 1,425 ft²Bigger

Bigger than 98% of homes nearby

Lot size2.24 ac
SmallerTypical 0.2 acBigger

Bigger than 89% of homes nearby

Year built1992
OlderTypical 1969Newer

Newer than 80% of homes nearby

How 12 Berner Dr ranks against every home in each area.
MeasureThis homeElgin 60120Cook County
Estimated valuepricier than$641,896almost all homes86% of homes
Price per ft²pricier than$20953% of homes34% of homes
Living areabigger than3,074 ft²98% of homes90% of homes
Lot sizebigger than2.24 ac89% of homes93% of homes
Year builtnewer than199280% of homes83% of homes

About 12 Berner Dr

How much is 12 Berner Dr, Elgin, IL worth?

The TopHap Estimate for 12 Berner Dr, Elgin, IL is $641,896 as of Oct 21, 2026. The likely range is $605,638 to $678,154. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Berner Dr, Elgin, IL last sell?

12 Berner Dr, Elgin, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Berner Dr, Elgin, IL?

12 Berner Dr, Elgin, IL has 4 bedrooms, 2.5 bathrooms and 3,074 square feet of living space.

When was 12 Berner Dr, Elgin, IL built?

12 Berner Dr, Elgin, IL was built in 1992, making it 34 years old. It is a ranch home. The building has 1 story.

What schools serve 12 Berner Dr, Elgin, IL?

12 Berner Dr, Elgin, IL is assigned to Lincoln Elementary School (elementary), rated C+; Elgin High School (high), rated D; Larsen Middle School (middle), rated D-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Berner Dr, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,140 homes in Elgin 60120, it is worth more than almost all of them ($641,896 against a typical $284,564), its price per square foot is higher than 53% of them ($209 against a typical $205), it is bigger than 98% of them (3,074 ft² against a typical 1,425 ft²), its lot is bigger than 89% of them (2.24 ac against a typical 0.2 ac) and it is newer than 80% of them (1992 against a typical 1969). Measured against all of Cook County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Berner Dr, Elgin, IL?

The 2023 property tax bill for 12 Berner Dr, Elgin, IL was $10,469. The county assessed it at $60,000.

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