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Single Family ResidenceResidential
$277,591$361 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 BLUFF DR

STEEP FALLS, ME 04085
2
Beds
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$278K
$205K low$351K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,591
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,073
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
MERIDIAN MORTGAGE CORP · R · recorded Jul 21, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,084 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$248,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$161,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$231,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.1.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Steep Falls Elementary School
Elementary · Grades KG–5 · 0.6 mi
H
Bonny Eagle High SchoolD+
High · Grades 9–12 · 6.0 mi
M
Bonny Eagle Middle SchoolC-
Middle · Grades 6–8 · 6.2 mi

District: School Administrative District 06

Neighborhood · ZIP 04085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,997
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,883
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Steep Falls 04085
  • Costs more per square foot than 76% of homes in Steep Falls 04085
  • Smaller than 98% of homes in Steep Falls 04085
  • Has a bigger lot than 66% of homes in Cumberland County
  • Newer than 70% of homes in Cumberland County

What homes are worth in Steep Falls 04085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$669K

This home is worth more than 2% of homes in Steep Falls 04085.

How it measures up in Steep Falls 04085

The dot is this home. The mark in the middle is the typical home in Steep Falls 04085.

Estimated value$277,591
CheaperTypical $436,887Pricier

Pricier than 2% of homes nearby

Price per ft²$361
CheaperTypical $309Pricier

Pricier than 76% of homes nearby

Living area768 ft²
SmallerTypical 1,459 ft²Bigger

Bigger than 2% of homes nearby

Lot size1.18 ac
SmallerTypical 1.4 acBigger

Bigger than 39% of homes nearby

Year built1995
OlderTypical 1985Newer

Newer than 63% of homes nearby

How 12 Bluff Dr ranks against every home in each area.
MeasureThis homeSteep Falls 04085Cumberland County
Estimated valuepricier than$277,5912% of homes3% of homes
Price per ft²pricier than$36176% of homes42% of homes
Living areabigger than768 ft²2% of homes6% of homes
Lot sizebigger than1.18 ac39% of homes66% of homes
Year builtnewer than199563% of homes70% of homes

About 12 Bluff Dr

How much is 12 Bluff Dr, Steep Falls, ME worth?

The TopHap Estimate for 12 Bluff Dr, Steep Falls, ME is $277,591 as of Jul 14, 2026. The likely range is $204,582 to $350,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Bluff Dr, Steep Falls, ME last sell?

12 Bluff Dr, Steep Falls, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Bluff Dr, Steep Falls, ME?

12 Bluff Dr, Steep Falls, ME has 2 bedrooms, 1 bathrooms, 768 square feet of living space and a 1.18-acre lot.

When was 12 Bluff Dr, Steep Falls, ME built?

12 Bluff Dr, Steep Falls, ME was built in 1995, making it 31 years old. It is a cape cod home. The building has 2 stories.

What schools serve 12 Bluff Dr, Steep Falls, ME?

12 Bluff Dr, Steep Falls, ME is assigned to Steep Falls Elementary School (elementary); Bonny Eagle High School (high), rated D+; Bonny Eagle Middle School (middle), rated C-. All sit in School Administrative District 06. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Bluff Dr, Steep Falls, ME compare to other homes in Steep Falls 04085?

Among the 717 homes in Steep Falls 04085, it is worth more than 2% of them ($277,591 against a typical $436,887), its price per square foot is higher than 76% of them ($361 against a typical $309), it is bigger than 2% of them (768 ft² against a typical 1,459 ft²), its lot is bigger than 39% of them (1.18 ac against a typical 1.4 ac) and it is newer than 63% of them (1995 against a typical 1985). Measured against all of Cumberland County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Bluff Dr, Steep Falls, ME?

The 2025 property tax bill for 12 Bluff Dr, Steep Falls, ME was $3,084. The county assessed it at $248,700.

Closest homes

More homes in Steep Falls 04085

Assigned schools

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