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Single Family ResidentialResidential
$308,333$414 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $309,500 on Dec 20, 2024

12 CHESTNUT RIDGE AVE

ASHEVILLE, NC 28804
2
Beds
2
Baths
744 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$308K
$246K low$371K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$309,500 · Dec 20, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,507
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,206
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$246,826
PRIME LENDING INC · recorded Dec 20, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
PRIME LENDING INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,626 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyBuncombe
Lot (acres)The size of the land the home sits on, from county records.0.22
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodfin Elementary SchoolD-
Elementary · Grades KG–4 · 0.9 mi
H
Clyde A. Erwin High SchoolD-
High · Grades 9–12 · 2.9 mi
M
C.A. Erwin Middle SchoolB-
Middle · Grades 7–8 · 3.0 mi

District: Buncombe County Schools

Neighborhood · ZIP 28804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.932 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,017
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Chestnut Ridge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Asheville 28804
  • Costs more per square foot than 79% of homes in Buncombe County
  • Smaller than 97% of homes in Asheville 28804
  • Has a smaller lot than 80% of homes in Buncombe County
  • Among the newest homes in Asheville 28804

What homes are worth in Asheville 28804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$2.4M

This home is worth more than 8% of homes in Asheville 28804.

How it measures up in Asheville 28804

The dot is this home. The mark in the middle is the typical home in Asheville 28804.

Estimated value$308,333
CheaperTypical $653,653Pricier

Pricier than 8% of homes nearby

Price per ft²$414
CheaperTypical $382Pricier

Pricier than 59% of homes nearby

Living area744 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.22 ac
SmallerTypical 0.46 acBigger

Bigger than 22% of homes nearby

Year built2024
OlderTypical 1977Newer

Newer than almost all homes nearby

How 12 Chestnut Ridge Ave ranks against every home in each area.
MeasureThis homeAsheville 28804Buncombe County
Estimated valuepricier than$308,3338% of homes16% of homes
Price per ft²pricier than$41459% of homes79% of homes
Living areabigger than744 ft²3% of homes4% of homes
Lot sizebigger than0.22 ac22% of homes20% of homes
Year builtnewer than2024almost all homesalmost all homes

About 12 Chestnut Ridge Ave

How much is 12 Chestnut Ridge Ave, Asheville, NC worth?

The TopHap Estimate for 12 Chestnut Ridge Ave, Asheville, NC is $308,333 as of Jul 14, 2026. The likely range is $246,125 to $370,541. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Chestnut Ridge Ave, Asheville, NC last sell?

12 Chestnut Ridge Ave, Asheville, NC last sold on Dec 20, 2024 for $309,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 12 Chestnut Ridge Ave, Asheville, NC?

12 Chestnut Ridge Ave, Asheville, NC has 2 bedrooms, 2 bathrooms, 744 square feet of living space and a 0.22-acre lot.

When was 12 Chestnut Ridge Ave, Asheville, NC built?

12 Chestnut Ridge Ave, Asheville, NC was built in 2024, making it 2 years old. It is a cottage home.

What schools serve 12 Chestnut Ridge Ave, Asheville, NC?

12 Chestnut Ridge Ave, Asheville, NC is assigned to Woodfin Elementary School (elementary), rated D-; Clyde A. Erwin High School (high), rated D-; C.A. Erwin Middle School (middle), rated B-. All sit in Buncombe County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Chestnut Ridge Ave, Asheville, NC compare to other homes in Asheville 28804?

Among the 9,538 homes in Asheville 28804, it is worth more than 8% of them ($308,333 against a typical $653,653), its price per square foot is higher than 59% of them ($414 against a typical $382), it is bigger than 3% of them (744 ft² against a typical 1,704 ft²), its lot is bigger than 22% of them (0.22 ac against a typical 0.46 ac) and it is newer than almost all of them (2024 against a typical 1977). Measured against all of Buncombe County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Chestnut Ridge Ave, Asheville, NC?

The 2025 property tax bill for 12 Chestnut Ridge Ave, Asheville, NC was $1,626. The county assessed it at $161,900.

Closest homes

More homes in Asheville 28804

Assigned schools

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