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Single Family ResidenceResidential
$1,037,656$473 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $498,900 on May 6, 2013

12 CHIPLOU LN

SCOTCH PLAINS, NJ 07076
0
Baths
2,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$968K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$498,900 · May 6, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,809 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.74
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J. Ackerman Coles Elementary SchoolA
Elementary · Grades PK–4 · 0.5 mi
M
Terrill Middle SchoolB+
Middle · Grades 5–8 · 0.8 mi
H
Scotch Plains-Fanwood High SchoolB
High · Grades 9–12 · 2.3 mi

District: Scotch Plains-Fanwood Regional School District

Neighborhood · ZIP 07076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,320
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,849 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$167,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$205,277
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Chiplou Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Union County
  • Costs more per square foot than 71% of homes in Union County
  • Bigger than 68% of homes in Union County
  • Has a bigger lot than 96% of homes in Union County
  • Newer than 74% of homes in Union County

What homes are worth in Scotch Plains 07076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$458K$1.8M

This home is worth more than 67% of homes in Scotch Plains 07076.

How it measures up in Scotch Plains 07076

The dot is this home. The mark in the middle is the typical home in Scotch Plains 07076.

Estimated value$1,037,656
CheaperTypical $864,014Pricier

Pricier than 67% of homes nearby

Price per ft²$473
CheaperTypical $443Pricier

Pricier than 67% of homes nearby

Living area2,196 ft²
SmallerTypical 2,016 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.74 ac
SmallerTypical 0.21 acBigger

Bigger than 83% of homes nearby

Year built1960
OlderTypical 1960Newer

Newer than 51% of homes nearby

How 12 Chiplou Ln ranks against every home in each area.
MeasureThis homeScotch Plains 07076Union County
Estimated valuepricier than$1,037,65667% of homes85% of homes
Price per ft²pricier than$47367% of homes71% of homes
Living areabigger than2,196 ft²61% of homes68% of homes
Lot sizebigger than0.74 ac83% of homes96% of homes
Year builtnewer than196051% of homes74% of homes

About 12 Chiplou Ln

How much is 12 Chiplou Ln, Scotch Plains, NJ worth?

The TopHap Estimate for 12 Chiplou Ln, Scotch Plains, NJ is $1,037,656 as of Sep 24, 2026. The likely range is $968,083 to $1,107,229. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Chiplou Ln, Scotch Plains, NJ last sell?

12 Chiplou Ln, Scotch Plains, NJ last sold on May 6, 2013 for $498,900, according to the county's recorded deed.

How big is 12 Chiplou Ln, Scotch Plains, NJ?

12 Chiplou Ln, Scotch Plains, NJ has 2,196 square feet of living space and a 0.74-acre lot.

When was 12 Chiplou Ln, Scotch Plains, NJ built?

12 Chiplou Ln, Scotch Plains, NJ was built in 1960, making it 66 years old. It is a split level home. The building has 2 stories.

What schools serve 12 Chiplou Ln, Scotch Plains, NJ?

12 Chiplou Ln, Scotch Plains, NJ is assigned to J. Ackerman Coles Elementary School (elementary), rated A; Terrill Middle School (middle), rated B+; Scotch Plains-Fanwood High School (high), rated B. All sit in Scotch Plains-Fanwood Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Chiplou Ln, Scotch Plains, NJ compare to other homes in Scotch Plains 07076?

Among the 8,002 homes in Scotch Plains 07076, it is worth more than 67% of them ($1,037,656 against a typical $864,014), its price per square foot is higher than 67% of them ($473 against a typical $443), it is bigger than 61% of them (2,196 ft² against a typical 2,016 ft²), its lot is bigger than 83% of them (0.74 ac against a typical 0.21 ac) and it is newer than 51% of them (1960 against a typical 1960). Measured against all of Union County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Chiplou Ln, Scotch Plains, NJ?

The 2025 property tax bill for 12 Chiplou Ln, Scotch Plains, NJ was $17,809. The county assessed it at $144,200.

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Assigned schools

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