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CondominiumResidential
$360,782$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $322,000 on Jul 5, 2024

12 CROSS ST

CONCORD, NH 03303
Building report
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1877
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$361K
$335K low$386K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$322,000 · Jul 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,695 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$230,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMERRIMACK
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Merrimack Valley Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 0.5 mi
E
Penacook Elementary SchoolD+
Elementary · Grades PK–5 · 0.8 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,728
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Merrimack County
  • Costs more per square foot than 92% of homes in Concord 03303
  • Smaller than 90% of homes in Penacook
  • Older than 94% of homes in Penacook

What homes are worth in Concord 03303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$736K

This home is worth more than 27% of homes in Concord 03303.

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Estimated value$360,782
CheaperTypical $424,738Pricier

Pricier than 27% of homes nearby

Price per ft²$376
CheaperTypical $279Pricier

Pricier than 92% of homes nearby

Living area960 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 19% of homes nearby

Year built1877
OlderTypical 1986Newer

Newer than 6% of homes nearby

How 12 Cross St ranks against every home in each area.
MeasureThis homePenacookConcord 03303Merrimack County
Estimated valuepricier than$360,78233% of homes27% of homes19% of homes
Price per ft²pricier than$37689% of homes92% of homes89% of homes
Living areabigger than960 ft²10% of homes19% of homes11% of homes
Year builtnewer than18776% of homes6% of homes7% of homes

About 12 Cross St

How much is 12 Cross St, Concord, NH worth?

The TopHap Estimate for 12 Cross St, Concord, NH is $360,782 as of Aug 30, 2026. The likely range is $335,191 to $386,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Cross St, Concord, NH last sell?

12 Cross St, Concord, NH last sold on Jul 5, 2024 for $322,000, according to the county's recorded deed.

How big is 12 Cross St, Concord, NH?

12 Cross St, Concord, NH has 2 bedrooms, 1 bathrooms and 960 square feet of living space.

When was 12 Cross St, Concord, NH built?

12 Cross St, Concord, NH was built in 1877, making it 149 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 12 Cross St, Concord, NH?

12 Cross St, Concord, NH is assigned to Merrimack Valley Middle School (middle), rated C; Merrimack Valley High School (high), rated C-; Penacook Elementary School (elementary), rated D+. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Cross St, Concord, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is worth more than 27% of them ($360,782 against a typical $424,738), its price per square foot is higher than 92% of them ($376 against a typical $279), it is bigger than 19% of them (960 ft² against a typical 1,408 ft²) and it is newer than 6% of them (1877 against a typical 1986). Measured against all of Merrimack County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Cross St, Concord, NH?

The 2025 property tax bill for 12 Cross St, Concord, NH was $6,695. The county assessed it at $230,000.

More homes on Cross St

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Assigned schools

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