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Single Family ResidenceResidential
$176,820$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $85,000 on Apr 12, 2021

12 CROSS ST

PROCTOR, VT 05765
3
Beds
1.5
Baths
1,278 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$177K
$154K low$199K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Apr 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,567 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$91,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Proctor Elementary SchoolD-
Elementary · Grades PK–6 · 0.2 mi
M
Proctor Jr. /Sr. High SchoolC
Middle · Grades 7–12 · 0.7 mi

District: Quarry Valley Unified Union School District

Neighborhood · ZIP 05765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,344
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,571
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Proctor 05765
  • Costs less per square foot than 74% of homes in Proctor 05765
  • Smaller than 80% of homes in Proctor 05765
  • Has a smaller lot than 69% of homes in Rutland County
  • Older than 87% of homes in Rutland County

What homes are worth in Proctor 05765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$475K

This home is worth more than 11% of homes in Proctor 05765.

How it measures up in Proctor 05765

The dot is this home. The mark in the middle is the typical home in Proctor 05765.

Estimated value$176,820
CheaperTypical $252,824Pricier

Pricier than 11% of homes nearby

Price per ft²$138
CheaperTypical $162Pricier

Pricier than 26% of homes nearby

Living area1,278 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.45 ac
SmallerTypical 0.45 acBigger

Bigger than 50% of homes nearby

Year built1880
OlderTypical 1910Newer

Newer than 24% of homes nearby

How 12 Cross St ranks against every home in each area.
MeasureThis homeProctor 05765Rutland County
Estimated valuepricier than$176,82011% of homes12% of homes
Price per ft²pricier than$13826% of homes26% of homes
Living areabigger than1,278 ft²20% of homes29% of homes
Lot sizebigger than0.45 ac50% of homes31% of homes
Year builtnewer than188024% of homes13% of homes

About 12 Cross St

How much is 12 Cross St, Proctor, VT worth?

The TopHap Estimate for 12 Cross St, Proctor, VT is $176,820 as of Oct 21, 2026. The likely range is $154,295 to $199,345. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Cross St, Proctor, VT last sell?

12 Cross St, Proctor, VT last sold on Apr 12, 2021 for $85,000, according to the county's recorded deed.

How big is 12 Cross St, Proctor, VT?

12 Cross St, Proctor, VT has 3 bedrooms, 1.5 bathrooms, 1,278 square feet of living space and a 0.45-acre lot.

When was 12 Cross St, Proctor, VT built?

12 Cross St, Proctor, VT was built in 1880, making it 146 years old. The building has 2 stories.

What schools serve 12 Cross St, Proctor, VT?

12 Cross St, Proctor, VT is assigned to Proctor Elementary School (elementary), rated D-; Proctor Jr. /Sr. High School (middle), rated C. All sit in Quarry Valley Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Cross St, Proctor, VT compare to other homes in Proctor 05765?

Among the 657 homes in Proctor 05765, it is worth more than 11% of them ($176,820 against a typical $252,824), its price per square foot is higher than 26% of them ($138 against a typical $162), it is bigger than 20% of them (1,278 ft² against a typical 1,640 ft²), its lot is bigger than 50% of them (0.45 ac against a typical 0.45 ac) and it is newer than 24% of them (1880 against a typical 1910). Measured against all of Rutland County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Cross St, Proctor, VT?

The 2025 property tax bill for 12 Cross St, Proctor, VT was $1,567. The county assessed it at $91,650.

More homes on Cross St

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