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Single Family ResidentialResidential
$163,940$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $160,000 on Nov 21, 2025

12 E WATER ST

GRAFTON, IL 62037
0
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$164K
$135K low$193K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Nov 21, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,411 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJERSEY
Lot (acres)The size of the land the home sits on, from county records.0.10
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grafton Elementary SchoolB
Elementary · Grades PK–4 · 1.4 mi
M
Jersey Community Middle SchoolA-
Middle · Grades 5–7 · 11.3 mi
H
Jersey Community High SchoolB-
High · Grades 8–12 · 12.2 mi

District: Jersey Community Unit School District 100

Neighborhood · ZIP 62037These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.170
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,848
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,254
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,921
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 E Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Grafton 62037
  • Costs less per square foot than 84% of homes in Grafton 62037
  • Bigger than 65% of homes in Jersey County
  • Has a smaller lot than 97% of homes in Jersey County
  • Older than 68% of homes in Grafton 62037

What homes are worth in Grafton 62037

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$525K

This home is worth more than 30% of homes in Grafton 62037.

How it measures up in Grafton 62037

The dot is this home. The mark in the middle is the typical home in Grafton 62037.

Estimated value$163,940
CheaperTypical $213,871Pricier

Pricier than 30% of homes nearby

Price per ft²$102
CheaperTypical $135Pricier

Pricier than 16% of homes nearby

Living area1,600 ft²
SmallerTypical 1,506 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.1 ac
SmallerTypical 1.96 acBigger

Bigger than 6% of homes nearby

Year built1978
OlderTypical 1995Newer

Newer than 32% of homes nearby

How 12 E Water St ranks against every home in each area.
MeasureThis homeGrafton 62037Jersey County
Estimated valuepricier than$163,94030% of homes46% of homes
Price per ft²pricier than$10216% of homes29% of homes
Living areabigger than1,600 ft²56% of homes65% of homes
Lot sizebigger than0.1 ac6% of homes3% of homes
Year builtnewer than197832% of homes53% of homes

About 12 E Water St

How much is 12 E Water St, Grafton, IL worth?

The TopHap Estimate for 12 E Water St, Grafton, IL is $163,940 as of Sep 24, 2026. The likely range is $135,311 to $192,569. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 E Water St, Grafton, IL last sell?

12 E Water St, Grafton, IL last sold on Nov 21, 2025 for $160,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12 E Water St, Grafton, IL?

12 E Water St, Grafton, IL has 1,600 square feet of living space and a 0.10-acre lot.

When was 12 E Water St, Grafton, IL built?

12 E Water St, Grafton, IL was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 12 E Water St, Grafton, IL?

12 E Water St, Grafton, IL is assigned to Grafton Elementary School (elementary), rated B; Jersey Community Middle School (middle), rated A-; Jersey Community High School (high), rated B-. All sit in Jersey Community Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 E Water St, Grafton, IL compare to other homes in Grafton 62037?

Among the 875 homes in Grafton 62037, it is worth more than 30% of them ($163,940 against a typical $213,871), its price per square foot is higher than 16% of them ($102 against a typical $135), it is bigger than 56% of them (1,600 ft² against a typical 1,506 ft²), its lot is bigger than 6% of them (0.1 ac against a typical 1.96 ac) and it is newer than 32% of them (1978 against a typical 1995). Measured against all of Jersey County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 E Water St, Grafton, IL?

The 2025 property tax bill for 12 E Water St, Grafton, IL was $2,411. The county assessed it at $37,250.

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