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Single Family ResidenceResidential
$339,780$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $33,900 on Jun 16, 1978

12 HARVARD ST

OXFORD, MA 01540
3
Beds
1
Baths
1,382 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$340K
$326K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$33,900 · Jun 16, 1978

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,844 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$314,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$338,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,375

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oxford Middle SchoolD+
Middle · Grades 6–8 · 0.8 mi
H
Oxford High SchoolD+
High · Grades 9–12 · 0.9 mi
E
Alfred M Chaffee
Elementary · Grades KG–2 · 2.9 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Harvard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Oxford 01540
  • Costs less per square foot than 82% of homes in Worcester County
  • Smaller than 67% of homes in Worcester County
  • Older than 68% of homes in Oxford 01540

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$283K$739K

This home is worth more than 12% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$339,780
CheaperTypical $413,861Pricier

Pricier than 12% of homes nearby

Price per ft²$246
CheaperTypical $291Pricier

Pricier than 20% of homes nearby

Living area1,382 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.42 ac
SmallerTypical 0.52 acBigger

Bigger than 40% of homes nearby

Year built1954
OlderTypical 1972Newer

Newer than 32% of homes nearby

How 12 Harvard St ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$339,78012% of homes14% of homes
Price per ft²pricier than$24620% of homes18% of homes
Living areabigger than1,382 ft²46% of homes33% of homes
Lot sizebigger than0.42 ac40% of homes45% of homes
Year builtnewer than195432% of homes37% of homes

About 12 Harvard St

How much is 12 Harvard St, Oxford, MA worth?

The TopHap Estimate for 12 Harvard St, Oxford, MA is $339,780 as of Sep 24, 2026. The likely range is $326,233 to $353,327. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Harvard St, Oxford, MA last sell?

12 Harvard St, Oxford, MA last sold on Jun 16, 1978 for $33,900, according to the county's recorded deed.

How big is 12 Harvard St, Oxford, MA?

12 Harvard St, Oxford, MA has 3 bedrooms, 1 bathrooms, 1,382 square feet of living space and a 0.42-acre lot.

When was 12 Harvard St, Oxford, MA built?

12 Harvard St, Oxford, MA was built in 1954, making it 72 years old. It is a cape cod home.

What schools serve 12 Harvard St, Oxford, MA?

12 Harvard St, Oxford, MA is assigned to Oxford Middle School (middle), rated D+; Oxford High School (high), rated D+; Alfred M Chaffee (elementary). All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Harvard St, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 12% of them ($339,780 against a typical $413,861), its price per square foot is higher than 20% of them ($246 against a typical $291), it is bigger than 46% of them (1,382 ft² against a typical 1,428 ft²), its lot is bigger than 40% of them (0.42 ac against a typical 0.52 ac) and it is newer than 32% of them (1954 against a typical 1972). Measured against all of Worcester County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Harvard St, Oxford, MA?

The 2026 property tax bill for 12 Harvard St, Oxford, MA was $3,844. The county assessed it at $314,300.

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