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Single Family ResidenceResidential
$396,320$284 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $225,000 on Sep 4, 2003

12 HOWARTH RD

OXFORD, MA 01540
3
Beds
2
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$396K
$388K low$405K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Sep 4, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,400 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$347,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$312,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred M Chaffee
Elementary · Grades KG–2 · 0.6 mi
H
Oxford High SchoolC-
High · Grades 9–12 · 1.5 mi
M
Oxford Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Howarth Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Worcester County
  • Smaller than 67% of homes in Worcester County
  • Newer than 66% of homes in Oxford 01540

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$288K$760K

This home is worth more than 39% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$396,320
CheaperTypical $416,686Pricier

Pricier than 39% of homes nearby

Price per ft²$284
CheaperTypical $292Pricier

Pricier than 46% of homes nearby

Living area1,396 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.51 ac
SmallerTypical 0.51 acBigger

Bigger than 50% of homes nearby

Year built1983
OlderTypical 1972Newer

Newer than 66% of homes nearby

How 12 Howarth Rd ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$396,32039% of homes28% of homes
Price per ft²pricier than$28446% of homes37% of homes
Living areabigger than1,396 ft²47% of homes33% of homes
Lot sizebigger than0.51 ac50% of homes52% of homes
Year builtnewer than198366% of homes61% of homes

About 12 Howarth Rd

How much is 12 Howarth Rd, Oxford, MA worth?

The TopHap Estimate for 12 Howarth Rd, Oxford, MA is $396,320 as of Aug 30, 2026. The likely range is $387,614 to $405,026. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Howarth Rd, Oxford, MA last sell?

12 Howarth Rd, Oxford, MA last sold on Sep 4, 2003 for $225,000, according to the county's recorded deed.

How big is 12 Howarth Rd, Oxford, MA?

12 Howarth Rd, Oxford, MA has 3 bedrooms, 2 bathrooms, 1,396 square feet of living space and a 0.51-acre lot.

When was 12 Howarth Rd, Oxford, MA built?

12 Howarth Rd, Oxford, MA was built in 1983, making it 43 years old. It is a split level home. The building has 2 stories.

What schools serve 12 Howarth Rd, Oxford, MA?

12 Howarth Rd, Oxford, MA is assigned to Alfred M Chaffee (elementary); Oxford High School (high), rated C-; Oxford Middle School (middle), rated C-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Howarth Rd, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 39% of them ($396,320 against a typical $416,686), its price per square foot is higher than 46% of them ($284 against a typical $292), it is bigger than 47% of them (1,396 ft² against a typical 1,434 ft²), its lot is bigger than 50% of them (0.51 ac against a typical 0.51 ac) and it is newer than 66% of them (1983 against a typical 1972). Measured against all of Worcester County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Howarth Rd, Oxford, MA?

The 2025 property tax bill for 12 Howarth Rd, Oxford, MA was $4,400. The county assessed it at $347,300.

More homes on Howarth Rd

Closest homes

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Assigned schools

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