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Single Family ResidenceResidential
$686,901$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12 KELLY ST

HAVERHILL, MA 01832
5
Beds
3
Baths
3,259 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$687K
$617K low$757K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,879 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$548,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$396,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$747,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bartlett School
Elementary · Grades KG–2 · 1.4 mi
M
Consentino Middle SchoolD
Middle · Grades 5–8 · 1.5 mi
H
Haverhill High SchoolD
High · Grades 9–12 · 1.6 mi

District: Haverhill School District

Neighborhood · ZIP 01832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Kelly St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Haverhill 01832
  • Among the lowest price per square foot in Essex County
  • Bigger than 93% of homes in Haverhill 01832
  • Has a bigger lot than 66% of homes in Essex County
  • Older than 80% of homes in Haverhill 01832

What homes are worth in Haverhill 01832

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$936K

This home is worth more than 81% of homes in Haverhill 01832.

How it measures up in Haverhill 01832

The dot is this home. The mark in the middle is the typical home in Haverhill 01832.

Estimated value$686,901
CheaperTypical $498,625Pricier

Pricier than 81% of homes nearby

Price per ft²$211
CheaperTypical $329Pricier

Pricier than 2% of homes nearby

Living area3,259 ft²
SmallerTypical 1,686 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.46 ac
SmallerTypical 0.32 acBigger

Bigger than 63% of homes nearby

Year built1900
OlderTypical 1985Newer

Newer than 20% of homes nearby

How 12 Kelly St ranks against every home in each area.
MeasureThis homeHaverhill 01832Essex County
Estimated valuepricier than$686,90181% of homes50% of homes
Price per ft²pricier than$2112% of homesalmost no homes
Living areabigger than3,259 ft²93% of homes88% of homes
Lot sizebigger than0.46 ac63% of homes66% of homes
Year builtnewer than190020% of homes20% of homes

About 12 Kelly St

How much is 12 Kelly St, Haverhill, MA worth?

The TopHap Estimate for 12 Kelly St, Haverhill, MA is $686,901 as of Sep 24, 2026. The likely range is $617,129 to $756,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Kelly St, Haverhill, MA last sell?

12 Kelly St, Haverhill, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Kelly St, Haverhill, MA?

12 Kelly St, Haverhill, MA has 5 bedrooms, 3 bathrooms, 3,259 square feet of living space and a 0.46-acre lot.

When was 12 Kelly St, Haverhill, MA built?

12 Kelly St, Haverhill, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 12 Kelly St, Haverhill, MA?

12 Kelly St, Haverhill, MA is assigned to Bartlett School (elementary); Consentino Middle School (middle), rated D; Haverhill High School (high), rated D. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Kelly St, Haverhill, MA compare to other homes in Haverhill 01832?

Among the 7,094 homes in Haverhill 01832, it is worth more than 81% of them ($686,901 against a typical $498,625), its price per square foot is higher than 2% of them ($211 against a typical $329), it is bigger than 93% of them (3,259 ft² against a typical 1,686 ft²), its lot is bigger than 63% of them (0.46 ac against a typical 0.32 ac) and it is newer than 20% of them (1900 against a typical 1985). Measured against all of Essex County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Kelly St, Haverhill, MA?

The 2025 property tax bill for 12 Kelly St, Haverhill, MA was $5,879. The county assessed it at $548,900.

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