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Rural ResidenceResidential
$401,279$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $15,506 on Jul 1, 2025

12 LAIRD ST

RAMSAY, MT 59748
3
Beds
1
Baths
1,205 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1916
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$401K
$279K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,506 · Jul 1, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$364,375
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$291,500
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$36,904
AMERICAN GENERAL FINANCIAL SERVICES INC · recorded Jun 20, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,308 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,265
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountySILVER BOW
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 126 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ramsay Middle SchoolB
Middle · Grades 6–8 · 0.1 mi
E
Ramsay SchoolC
Elementary · Grades PK–5 · 0.1 mi
H
Butte High SchoolC
High · Grades 9–12 · 7.4 mi

District: Butte High School District

Neighborhood · ZIP 59748These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,540
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,543
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Laird St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Ramsay 59748
  • Costs more per square foot than 84% of homes in Silver Bow County
  • Smaller than 78% of homes in Ramsay 59748
  • Has a bigger lot than 79% of homes in Silver Bow County
  • Older than 82% of homes in Ramsay 59748

What homes are worth in Ramsay 59748

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$1.4M

This home is worth more than 20% of homes in Ramsay 59748.

How it measures up in Ramsay 59748

The dot is this home. The mark in the middle is the typical home in Ramsay 59748.

Estimated value$401,279
CheaperTypical $601,623Pricier

Pricier than 20% of homes nearby

Price per ft²$333
CheaperTypical $370Pricier

Pricier than 39% of homes nearby

Living area1,205 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.34 ac
SmallerTypical 20.08 acBigger

Bigger than 22% of homes nearby

Year built1916
OlderTypical 2002Newer

Newer than 18% of homes nearby

How 12 Laird St ranks against every home in each area.
MeasureThis homeRamsay 59748Silver Bow County
Estimated valuepricier than$401,27920% of homes72% of homes
Price per ft²pricier than$33339% of homes84% of homes
Living areabigger than1,205 ft²22% of homes45% of homes
Lot sizebigger than0.34 ac22% of homes79% of homes
Year builtnewer than191618% of homes28% of homes

About 12 Laird St

How much is 12 Laird St, Ramsay, MT worth?

The TopHap Estimate for 12 Laird St, Ramsay, MT is $401,279 as of Jul 14, 2026. The likely range is $278,814 to $523,744. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Laird St, Ramsay, MT last sell?

12 Laird St, Ramsay, MT last sold on Jul 1, 2025 for $15,506, according to the county's recorded deed.

How big is 12 Laird St, Ramsay, MT?

12 Laird St, Ramsay, MT has 3 bedrooms, 1 bathrooms, 1,205 square feet of living space and a 0.34-acre lot.

When was 12 Laird St, Ramsay, MT built?

12 Laird St, Ramsay, MT was built in 1916, making it 110 years old. It is a historical home. The building has 1 story.

What schools serve 12 Laird St, Ramsay, MT?

12 Laird St, Ramsay, MT is assigned to Ramsay Middle School (middle), rated B; Ramsay School (elementary), rated C; Butte High School (high), rated C. All sit in Butte High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Laird St, Ramsay, MT compare to other homes in Ramsay 59748?

Among the 165 homes in Ramsay 59748, it is worth more than 20% of them ($401,279 against a typical $601,623), its price per square foot is higher than 39% of them ($333 against a typical $370), it is bigger than 22% of them (1,205 ft² against a typical 1,620 ft²), its lot is bigger than 22% of them (0.34 ac against a typical 20.08 ac) and it is newer than 18% of them (1916 against a typical 2002). Measured against all of Silver Bow County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Laird St, Ramsay, MT?

The 2026 property tax bill for 12 Laird St, Ramsay, MT was $1,308. The county assessed it at $259,500.

Closest homes

More homes in Ramsay 59748

Assigned schools

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