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Single Family ResidenceResidential
$102,620$59 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12 LOWER ST

VALLEY, AL 36854
1
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$103K
$66K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$388 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,144 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,524
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,720

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChambers
Lot (acres)The size of the land the home sits on, from county records.0.33
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 238 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Valley High SchoolD+
High · Grades 7–12 · 2.4 mi
E
Fairfax Elementary SchoolC
Elementary · Grades PK–6 · 2.5 mi
M
W F Burns Middle SchoolC-
Middle · Grades 6–8 · 3.3 mi

District: Chambers County School District

Neighborhood · ZIP 36854These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.16,718
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,853
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,475
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Lower St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Valley 36854
  • Costs less per square foot than 92% of homes in Valley 36854
  • Bigger than 76% of homes in Chambers County
  • Has a smaller lot than 78% of homes in Chambers County
  • Older than 96% of homes in Valley 36854

What homes are worth in Valley 36854

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$681K

This home is worth more than 21% of homes in Valley 36854.

How it measures up in Valley 36854

The dot is this home. The mark in the middle is the typical home in Valley 36854.

Estimated value$102,620
CheaperTypical $167,074Pricier

Pricier than 21% of homes nearby

Price per ft²$59
CheaperTypical $118Pricier

Pricier than 8% of homes nearby

Living area1,740 ft²
SmallerTypical 1,409 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.33 ac
SmallerTypical 0.55 acBigger

Bigger than 23% of homes nearby

Year built1900
OlderTypical 1971Newer

Newer than 4% of homes nearby

How 12 Lower St ranks against every home in each area.
MeasureThis homeValley 36854Chambers County
Estimated valuepricier than$102,62021% of homes35% of homes
Price per ft²pricier than$598% of homes18% of homes
Living areabigger than1,740 ft²73% of homes76% of homes
Lot sizebigger than0.33 ac23% of homes22% of homes
Year builtnewer than19004% of homes10% of homes

About 12 Lower St

How much is 12 Lower St, Valley, AL worth?

The TopHap Estimate for 12 Lower St, Valley, AL is $102,620 as of Aug 30, 2026. The likely range is $66,055 to $139,185. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Lower St, Valley, AL last sell?

12 Lower St, Valley, AL last sold on Feb 6, 2006, according to the county's recorded deed.

How big is 12 Lower St, Valley, AL?

12 Lower St, Valley, AL has 1 bathrooms, 1,740 square feet of living space and a 0.33-acre lot.

When was 12 Lower St, Valley, AL built?

12 Lower St, Valley, AL was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 12 Lower St, Valley, AL?

12 Lower St, Valley, AL is assigned to Valley High School (high), rated D+; Fairfax Elementary School (elementary), rated C; W F Burns Middle School (middle), rated C-. All sit in Chambers County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Lower St, Valley, AL compare to other homes in Valley 36854?

Among the 5,924 homes in Valley 36854, it is worth more than 21% of them ($102,620 against a typical $167,074), its price per square foot is higher than 8% of them ($59 against a typical $118), it is bigger than 73% of them (1,740 ft² against a typical 1,409 ft²), its lot is bigger than 23% of them (0.33 ac against a typical 0.55 ac) and it is newer than 4% of them (1900 against a typical 1971). Measured against all of Chambers County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Lower St, Valley, AL?

The 2025 property tax bill for 12 Lower St, Valley, AL was $388. The county assessed it at $9,144.

More homes on Lower St

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Assigned schools

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