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Rural ResidenceResidential
$1,278,870$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12 M AND J RANCH LOOP

SANDPOINT, ID 83864
3
Beds
3
Baths
4,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.1M low$1.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,990 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$637,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$184,904
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$452,476
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$637,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$637,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBonner
Lot (acres)The size of the land the home sits on, from county records.20.59
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kootenai ElementaryC+
Elementary · Grades KG–6 · 8.4 mi
M
Sandpoint Middle SchoolB+
Middle · Grades 7–8 · 11.8 mi
H
Sandpoint High SchoolC
High · Grades 9–12 · 12.0 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,284
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,092
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 M And J Ranch Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Sandpoint 83864
  • Costs less per square foot than 90% of homes in Sandpoint 83864
  • Bigger than 97% of homes in Sandpoint 83864
  • Has a bigger lot than 96% of homes in Sandpoint 83864

What homes are worth in Sandpoint 83864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$340K$3.3M

This home is worth more than 81% of homes in Sandpoint 83864.

How it measures up in Sandpoint 83864

The dot is this home. The mark in the middle is the typical home in Sandpoint 83864.

Estimated value$1,278,870
CheaperTypical $777,211Pricier

Pricier than 81% of homes nearby

Price per ft²$315
CheaperTypical $453Pricier

Pricier than 10% of homes nearby

Living area4,056 ft²
SmallerTypical 1,617 ft²Bigger

Bigger than 97% of homes nearby

Lot size20.59 ac
SmallerTypical 1 acBigger

Bigger than 96% of homes nearby

Year built1985
OlderTypical 1994Newer

Newer than 40% of homes nearby

How 12 M And J Ranch Loop ranks against every home in each area.
MeasureThis homeSandpoint 83864Bonner County
Estimated valuepricier than$1,278,87081% of homes79% of homes
Price per ft²pricier than$31510% of homes14% of homes
Living areabigger than4,056 ft²97% of homes97% of homes
Lot sizebigger than20.59 ac96% of homes96% of homes
Year builtnewer than198540% of homes41% of homes

About 12 M And J Ranch Loop

How much is 12 M And J Ranch Loop, Sandpoint, ID worth?

The TopHap Estimate for 12 M And J Ranch Loop, Sandpoint, ID is $1,278,870 as of Aug 30, 2026. The likely range is $1,114,173 to $1,443,567. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 M And J Ranch Loop, Sandpoint, ID last sell?

12 M And J Ranch Loop, Sandpoint, ID last sold on Jul 31, 2014, according to the county's recorded deed.

How big is 12 M And J Ranch Loop, Sandpoint, ID?

12 M And J Ranch Loop, Sandpoint, ID has 3 bedrooms, 3 bathrooms, 4,056 square feet of living space and a 20.59-acre lot.

When was 12 M And J Ranch Loop, Sandpoint, ID built?

12 M And J Ranch Loop, Sandpoint, ID was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 12 M And J Ranch Loop, Sandpoint, ID?

12 M And J Ranch Loop, Sandpoint, ID is assigned to Kootenai Elementary (elementary), rated C+; Sandpoint Middle School (middle), rated B+; Sandpoint High School (high), rated C. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 M And J Ranch Loop, Sandpoint, ID compare to other homes in Sandpoint 83864?

Among the 9,364 homes in Sandpoint 83864, it is worth more than 81% of them ($1,278,870 against a typical $777,211), its price per square foot is higher than 10% of them ($315 against a typical $453), it is bigger than 97% of them (4,056 ft² against a typical 1,617 ft²), its lot is bigger than 96% of them (20.59 ac against a typical 1 ac) and it is newer than 40% of them (1985 against a typical 1994). Measured against all of Bonner County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 M And J Ranch Loop, Sandpoint, ID?

The 2025 property tax bill for 12 M And J Ranch Loop, Sandpoint, ID was $1,990. The county assessed it at $637,380.

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