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Single Family ResidenceResidential
$841,670$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $488,500 on Jun 28, 2010

12 PEARLS WAY

RISING SUN, MD 21911
3.5
Baths
3,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$842K
$766K low$918K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$488,500 · Jun 28, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$587,670
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$470,136
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$229,000
BANK OF AMERICA NA · recorded Jan 19, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,943 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$673,833 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$645,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$729,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.5.76
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableDeck · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calvert Elementary SchoolB
Elementary · Grades PK–5 · 2.6 mi
H
Rising Sun High SchoolB
High · Grades 9–12 · 2.6 mi
M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 3.8 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.59
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,499
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.308 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,366
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Pearls Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rising Sun 21911
  • Costs more per square foot than 75% of homes in Cecil County
  • Bigger than 92% of homes in Rising Sun 21911
  • Has a bigger lot than 93% of homes in Cecil County
  • Newer than 94% of homes in Rising Sun 21911

What homes are worth in Rising Sun 21911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$798K

This home is worth more than almost all homes in Rising Sun 21911.

How it measures up in Rising Sun 21911

The dot is this home. The mark in the middle is the typical home in Rising Sun 21911.

Estimated value$841,670
CheaperTypical $366,282Pricier

Pricier than almost all homes nearby

Price per ft²$271
CheaperTypical $227Pricier

Pricier than 73% of homes nearby

Living area3,104 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 92% of homes nearby

Lot size5.76 ac
SmallerTypical 0.9 acBigger

Bigger than 89% of homes nearby

Year built2005
OlderTypical 1987Newer

Newer than 94% of homes nearby

How 12 Pearls Way ranks against every home in each area.
MeasureThis homeRising Sun 21911Cecil County
Estimated valuepricier than$841,670almost all homes97% of homes
Price per ft²pricier than$27173% of homes75% of homes
Living areabigger than3,104 ft²92% of homes92% of homes
Lot sizebigger than5.76 ac89% of homes93% of homes
Year builtnewer than200594% of homes87% of homes

About 12 Pearls Way

How much is 12 Pearls Way, Rising Sun, MD worth?

The TopHap Estimate for 12 Pearls Way, Rising Sun, MD is $841,670 as of Jul 14, 2026. The likely range is $765,584 to $917,756. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Pearls Way, Rising Sun, MD last sell?

12 Pearls Way, Rising Sun, MD last sold on Jun 28, 2010 for $488,500, according to the county's recorded deed.

How big is 12 Pearls Way, Rising Sun, MD?

12 Pearls Way, Rising Sun, MD has 3.5 bathrooms, 3,104 square feet of living space and a 5.76-acre lot.

When was 12 Pearls Way, Rising Sun, MD built?

12 Pearls Way, Rising Sun, MD was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 12 Pearls Way, Rising Sun, MD?

12 Pearls Way, Rising Sun, MD is assigned to Calvert Elementary School (elementary), rated B; Rising Sun High School (high), rated B; Rising Sun Middle School (middle), rated A-. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Pearls Way, Rising Sun, MD compare to other homes in Rising Sun 21911?

Among the 3,546 homes in Rising Sun 21911, it is worth more than almost all of them ($841,670 against a typical $366,282), its price per square foot is higher than 73% of them ($271 against a typical $227), it is bigger than 92% of them (3,104 ft² against a typical 1,600 ft²), its lot is bigger than 89% of them (5.76 ac against a typical 0.9 ac) and it is newer than 94% of them (2005 against a typical 1987). Measured against all of Cecil County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Pearls Way, Rising Sun, MD?

The 2025 property tax bill for 12 Pearls Way, Rising Sun, MD was $6,943. The county assessed it at $673,833.

Closest homes

More homes in Rising Sun 21911

Assigned schools

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