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Single Family ResidenceResidential
$1,089,477$1,193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $380,000 on Mar 19, 2009

12 PEN KEY CLB

ISLAMORADA, FL 33036
2
Beds
1
Baths
913 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · Mar 19, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,132 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$958,343 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$824,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,753
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,025,564
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$958,343

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Patio · 200 ft²Porch · 200 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Plantation Key SchoolA+
Elementary · Grades PK–8 · 6.5 mi
H
Coral Shores High SchoolC+
High · Grades 9–12 · 6.8 mi

District: Monroe County School District

Neighborhood · ZIP 33036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.55%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.4,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,955
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,240
Average tempThe average temperature here across a full year.77°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Pen Key Clb measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Islamorada 33036
  • Costs more per square foot than 83% of homes in Monroe County
  • Smaller than 95% of homes in Islamorada 33036
  • Has a smaller lot than 74% of homes in Islamorada 33036
  • Older than 96% of homes in Islamorada 33036

What homes are worth in Islamorada 33036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$411K$8.5M

This home is worth more than 34% of homes in Islamorada 33036.

How it measures up in Islamorada 33036

The dot is this home. The mark in the middle is the typical home in Islamorada 33036.

Estimated value$1,089,477
CheaperTypical $1,572,545Pricier

Pricier than 34% of homes nearby

Price per ft²$1193
CheaperTypical $875Pricier

Pricier than 71% of homes nearby

Living area913 ft²
SmallerTypical 1,593 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.17 ac
SmallerTypical 0.24 acBigger

Bigger than 26% of homes nearby

Year built1955
OlderTypical 1982Newer

Newer than 4% of homes nearby

How 12 Pen Key Clb ranks against every home in each area.
MeasureThis homeIslamorada 33036Monroe County
Estimated valuepricier than$1,089,47734% of homes55% of homes
Price per ft²pricier than$119371% of homes83% of homes
Living areabigger than913 ft²5% of homes18% of homes
Lot sizebigger than0.17 ac26% of homes51% of homes
Year builtnewer than19554% of homes10% of homes

About 12 Pen Key Clb

How much is 12 Pen Key Clb, Islamorada, FL worth?

The TopHap Estimate for 12 Pen Key Clb, Islamorada, FL is $1,089,477 as of Aug 30, 2026. The likely range is $1,012,962 to $1,165,992. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Pen Key Clb, Islamorada, FL last sell?

12 Pen Key Clb, Islamorada, FL last sold on Mar 19, 2009 for $380,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 12 Pen Key Clb, Islamorada, FL?

12 Pen Key Clb, Islamorada, FL has 2 bedrooms, 1 bathrooms, 913 square feet of living space and a 0.17-acre lot.

When was 12 Pen Key Clb, Islamorada, FL built?

12 Pen Key Clb, Islamorada, FL was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 12 Pen Key Clb, Islamorada, FL?

12 Pen Key Clb, Islamorada, FL is assigned to Plantation Key School (elementary), rated A+; Coral Shores High School (high), rated C+. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Pen Key Clb, Islamorada, FL compare to other homes in Islamorada 33036?

Among the 3,125 homes in Islamorada 33036, it is worth more than 34% of them ($1,089,477 against a typical $1,572,545), its price per square foot is higher than 71% of them ($1193 against a typical $875), it is bigger than 5% of them (913 ft² against a typical 1,593 ft²), its lot is bigger than 26% of them (0.17 ac against a typical 0.24 ac) and it is newer than 4% of them (1955 against a typical 1982). Measured against all of Monroe County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Pen Key Clb, Islamorada, FL?

The 2024 property tax bill for 12 Pen Key Clb, Islamorada, FL was $10,132. The county assessed it at $958,343.

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