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Single Family ResidentialResidential
$313,315$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

12 PRIVATE ROAD1784

CHAMA, NM 87520
0
Baths
2,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.25 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$313K
$273K low$354K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,196 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,506 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,748
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,758
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,014
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,516

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
29
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRIO ARRIBA
Lot (acres)The size of the land the home sits on, from county records.4.25
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Escalante Middle/High SchoolD-
Middle · Grades 7–12 · 6.5 mi
E
Tierra Amarilla Elementary SchoolD-
Elementary · Grades PK–6 · 6.7 mi

District: Chama Valley Independent Schools

Neighborhood · ZIP 87520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.812
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,582
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Private Road1784 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Chama 87520
  • Costs less per square foot than 74% of homes in Rio Arriba County
  • Bigger than 82% of homes in Chama 87520
  • Has a bigger lot than 84% of homes in Rio Arriba County

What homes are worth in Chama 87520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$766K

This home is worth more than 80% of homes in Chama 87520.

How it measures up in Chama 87520

The dot is this home. The mark in the middle is the typical home in Chama 87520.

Estimated value$313,315
CheaperTypical $196,339Pricier

Pricier than 80% of homes nearby

Price per ft²$136
CheaperTypical $142Pricier

Pricier than 46% of homes nearby

Living area2,308 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 82% of homes nearby

Lot size4.25 ac
SmallerTypical 1.1 acBigger

Bigger than 76% of homes nearby

How 12 Private Road1784 ranks against every home in each area.
MeasureThis homeChama 87520Rio Arriba County
Estimated valuepricier than$313,31580% of homes59% of homes
Price per ft²pricier than$13646% of homes26% of homes
Living areabigger than2,308 ft²82% of homes82% of homes
Lot sizebigger than4.25 ac76% of homes84% of homes

About 12 Private Road1784

How much is 12 Private Road1784, Chama, NM worth?

The TopHap Estimate for 12 Private Road1784, Chama, NM is $313,315 as of Oct 21, 2026. The likely range is $272,666 to $353,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Private Road1784, Chama, NM last sell?

12 Private Road1784, Chama, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Private Road1784, Chama, NM?

12 Private Road1784, Chama, NM has 2,308 square feet of living space and a 4.25-acre lot.

What schools serve 12 Private Road1784, Chama, NM?

12 Private Road1784, Chama, NM is assigned to Escalante Middle/High School (middle), rated D-; Tierra Amarilla Elementary School (elementary), rated D-. All sit in Chama Valley Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Private Road1784, Chama, NM compare to other homes in Chama 87520?

Among the 1,583 homes in Chama 87520, it is worth more than 80% of them ($313,315 against a typical $196,339), its price per square foot is higher than 46% of them ($136 against a typical $142), it is bigger than 82% of them (2,308 ft² against a typical 1,368 ft²) and its lot is bigger than 76% of them (4.25 ac against a typical 1.1 ac). Measured against all of Rio Arriba County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Private Road1784, Chama, NM?

The 2025 property tax bill for 12 Private Road1784, Chama, NM was $2,196. The county assessed it at $85,506.

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Assigned schools

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