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Single Family ResidenceResidential
$457,417$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 RAY DR

TOMS RIVER, NJ 08753
3
Beds
2
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$457K
$432K low$483K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$287,417
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$229,934
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,000
NATIONAL MORTGAGE NETWORK INC · recorded May 28, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,778 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$295,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Toms River High School SouthD+
High · Grades 9–12 · 0.1 mi
E
Walnut Street Elementary SchoolD+
Elementary · Grades KG–5 · 0.8 mi
M
Toms River Intermediate School SouthC-
Middle · Grades 6–8 · 3.0 mi

District: Toms River Regional School District

Neighborhood · ZIP 08753These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.66,911
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,815
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,431
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Ray Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Toms River 08753
  • Smaller than 66% of homes in Toms River 08753
  • Older than 88% of homes in Ocean County

What homes are worth in Toms River 08753

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$1.5M

This home is worth more than 34% of homes in Toms River 08753.

How it measures up in Toms River 08753

The dot is this home. The mark in the middle is the typical home in Toms River 08753.

Estimated value$457,417
CheaperTypical $529,000Pricier

Pricier than 34% of homes nearby

Price per ft²$332
CheaperTypical $317Pricier

Pricier than 59% of homes nearby

Living area1,376 ft²
SmallerTypical 1,660 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 39% of homes nearby

Year built1955
OlderTypical 1971Newer

Newer than 15% of homes nearby

How 12 Ray Dr ranks against every home in each area.
MeasureThis homeToms River 08753Ocean County
Estimated valuepricier than$457,41734% of homes35% of homes
Price per ft²pricier than$33259% of homes52% of homes
Living areabigger than1,376 ft²34% of homes36% of homes
Lot sizebigger than0.17 ac39% of homes53% of homes
Year builtnewer than195515% of homes12% of homes

About 12 Ray Dr

How much is 12 Ray Dr, Toms River, NJ worth?

The TopHap Estimate for 12 Ray Dr, Toms River, NJ is $457,417 as of Jul 14, 2026. The likely range is $432,237 to $482,597. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Ray Dr, Toms River, NJ last sell?

12 Ray Dr, Toms River, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Ray Dr, Toms River, NJ?

12 Ray Dr, Toms River, NJ has 3 bedrooms, 2 bathrooms, 1,376 square feet of living space and a 0.17-acre lot.

When was 12 Ray Dr, Toms River, NJ built?

12 Ray Dr, Toms River, NJ was built in 1955, making it 71 years old. It is a split level home. The building has 1 story.

What schools serve 12 Ray Dr, Toms River, NJ?

12 Ray Dr, Toms River, NJ is assigned to Toms River High School South (high), rated D+; Walnut Street Elementary School (elementary), rated D+; Toms River Intermediate School South (middle), rated C-. All sit in Toms River Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Ray Dr, Toms River, NJ compare to other homes in Toms River 08753?

Among the 24,342 homes in Toms River 08753, it is worth more than 34% of them ($457,417 against a typical $529,000), its price per square foot is higher than 59% of them ($332 against a typical $317), it is bigger than 34% of them (1,376 ft² against a typical 1,660 ft²), its lot is bigger than 39% of them (0.17 ac against a typical 0.21 ac) and it is newer than 15% of them (1955 against a typical 1971). Measured against all of Ocean County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Ray Dr, Toms River, NJ?

The 2025 property tax bill for 12 Ray Dr, Toms River, NJ was $5,778. The county assessed it at $295,700.

Closest homes

More homes in Toms River 08753

Assigned schools

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