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Single Family ResidenceResidential
$348,444$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $236,300 on Aug 17, 2017

12 RIVER ST SW

CAVE SPRING, GA 30124
2
Baths
2,851 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$348K
$344K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,300 · Aug 17, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,959
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$99,167
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,485
HERITAGE FIRST BK · recorded Aug 18, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,107 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,697
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,983
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,028
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.53
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 849 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cave Spring Elementary School
Elementary · Grades PK–5 · 0.2 mi
H
Coosa High SchoolB
High · Grades 9–12 · 10.8 mi
M
Coosa Middle SchoolB-
Middle · Grades 6–8 · 11.1 mi

District: Floyd County School District

Neighborhood · ZIP 30124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,951
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,643
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,611
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 River St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Floyd County
  • Costs less per square foot than 67% of homes in Floyd County
  • Bigger than 92% of homes in Cave Spring 30124
  • Has a smaller lot than 84% of homes in Cave Spring 30124
  • Among the oldest homes in Floyd County

What homes are worth in Cave Spring 30124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$768K

This home is worth more than 77% of homes in Cave Spring 30124.

How it measures up in Cave Spring 30124

The dot is this home. The mark in the middle is the typical home in Cave Spring 30124.

Estimated value$348,444
CheaperTypical $227,348Pricier

Pricier than 77% of homes nearby

Price per ft²$122
CheaperTypical $140Pricier

Pricier than 36% of homes nearby

Living area2,851 ft²
SmallerTypical 1,644 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.53 ac
SmallerTypical 2.1 acBigger

Bigger than 16% of homes nearby

Year built1900
OlderTypical 1980Newer

Newer than 4% of homes nearby

How 12 River St Sw ranks against every home in each area.
MeasureThis homeCave Spring 30124Floyd County
Estimated valuepricier than$348,44477% of homes80% of homes
Price per ft²pricier than$12236% of homes33% of homes
Living areabigger than2,851 ft²92% of homes92% of homes
Lot sizebigger than0.53 ac16% of homes52% of homes
Year builtnewer than19004% of homesalmost no homes

About 12 River St Sw

How much is 12 River St Sw, Cave Spring, GA worth?

The TopHap Estimate for 12 River St Sw, Cave Spring, GA is $348,444 as of Jul 14, 2026. The likely range is $344,170 to $352,718. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 River St Sw, Cave Spring, GA last sell?

12 River St Sw, Cave Spring, GA last sold on Aug 17, 2017 for $236,300, according to the county's recorded deed.

How big is 12 River St Sw, Cave Spring, GA?

12 River St Sw, Cave Spring, GA has 2 bathrooms, 2,851 square feet of living space and a 0.53-acre lot.

When was 12 River St Sw, Cave Spring, GA built?

12 River St Sw, Cave Spring, GA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 12 River St Sw, Cave Spring, GA?

12 River St Sw, Cave Spring, GA is assigned to Cave Spring Elementary School (elementary); Coosa High School (high), rated B; Coosa Middle School (middle), rated B-. All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 River St Sw, Cave Spring, GA compare to other homes in Cave Spring 30124?

Among the 1,230 homes in Cave Spring 30124, it is worth more than 77% of them ($348,444 against a typical $227,348), its price per square foot is higher than 36% of them ($122 against a typical $140), it is bigger than 92% of them (2,851 ft² against a typical 1,644 ft²), its lot is bigger than 16% of them (0.53 ac against a typical 2.1 ac) and it is newer than 4% of them (1900 against a typical 1980). Measured against all of Floyd County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 River St Sw, Cave Spring, GA?

The 2025 property tax bill for 12 River St Sw, Cave Spring, GA was $3,107. The county assessed it at $146,680.

More homes on River St Sw

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