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Single Family ResidenceResidential
$371,280$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Jan 17, 2017

12 ROSEMARY DR

SCHENECTADY, NY 12302
3
Beds
1.5
Baths
1,871 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$344K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Jan 17, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$167,780
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,224
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$203,500
STATE EMPLOYEES FCU · 2.5% 1 · recorded Sep 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,941 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$155,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$338,364

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySCHENECTADY
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlton Heights Elementary SchoolB+
Elementary · Grades KG–5 · 0.5 mi
M
Richard H O'Rourke Middle SchoolA-
Middle · Grades 6–8 · 1.4 mi
H
Burnt Hills-Ballston Lake Senior High SchoolA
High · Grades 9–12 · 2.3 mi

District: Burnt Hills-Ballston Lake Central School District

Neighborhood · ZIP 12302These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.654 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,423
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Schenectady County
  • Bigger than 68% of homes in Schenectady 12302
  • Has a bigger lot than 66% of homes in Schenectady County
  • Newer than 68% of homes in Schenectady County

What homes are worth in Schenectady 12302

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$611K

This home is worth more than 75% of homes in Schenectady 12302.

How it measures up in Schenectady 12302

The dot is this home. The mark in the middle is the typical home in Schenectady 12302.

Estimated value$371,280
CheaperTypical $304,798Pricier

Pricier than 75% of homes nearby

Price per ft²$198
CheaperTypical $195Pricier

Pricier than 54% of homes nearby

Living area1,871 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.34 ac
SmallerTypical 0.35 acBigger

Bigger than 50% of homes nearby

Year built1961
OlderTypical 1953Newer

Newer than 65% of homes nearby

How 12 Rosemary Dr ranks against every home in each area.
MeasureThis homeSchenectady 12302Schenectady County
Estimated valuepricier than$371,28075% of homes76% of homes
Price per ft²pricier than$19854% of homes60% of homes
Living areabigger than1,871 ft²68% of homes63% of homes
Lot sizebigger than0.34 ac50% of homes66% of homes
Year builtnewer than196165% of homes68% of homes

About 12 Rosemary Dr

How much is 12 Rosemary Dr, Schenectady, NY worth?

The TopHap Estimate for 12 Rosemary Dr, Schenectady, NY is $371,280 as of Jul 14, 2026. The likely range is $344,016 to $398,544. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Rosemary Dr, Schenectady, NY last sell?

12 Rosemary Dr, Schenectady, NY last sold on Jan 17, 2017 for $235,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12 Rosemary Dr, Schenectady, NY?

12 Rosemary Dr, Schenectady, NY has 3 bedrooms, 1.5 bathrooms, 1,871 square feet of living space and a 0.34-acre lot.

When was 12 Rosemary Dr, Schenectady, NY built?

12 Rosemary Dr, Schenectady, NY was built in 1961, making it 65 years old. It is a split level home. The building has 1 story.

What schools serve 12 Rosemary Dr, Schenectady, NY?

12 Rosemary Dr, Schenectady, NY is assigned to Charlton Heights Elementary School (elementary), rated B+; Richard H O'Rourke Middle School (middle), rated A-; Burnt Hills-Ballston Lake Senior High School (high), rated A. All sit in Burnt Hills-Ballston Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Rosemary Dr, Schenectady, NY compare to other homes in Schenectady 12302?

Among the 9,870 homes in Schenectady 12302, it is worth more than 75% of them ($371,280 against a typical $304,798), its price per square foot is higher than 54% of them ($198 against a typical $195), it is bigger than 68% of them (1,871 ft² against a typical 1,564 ft²), its lot is bigger than 50% of them (0.34 ac against a typical 0.35 ac) and it is newer than 65% of them (1961 against a typical 1953). Measured against all of Schenectady County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Rosemary Dr, Schenectady, NY?

The 2025 property tax bill for 12 Rosemary Dr, Schenectady, NY was $2,941. The county assessed it at $186,100.

Closest homes

More homes in Schenectady 12302

Assigned schools

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