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Residential (General/Single)Residential
$307,735$422 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $230,000 on Feb 16, 2023

12 RUSTIC CIR

MONTVALE, NJ 07645
Building report
1
Beds
0
Baths
730 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
511 ft²
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$308K
$295K low$321K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Feb 16, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$307,735
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$246,188

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,305 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pascack Hills High SchoolB
High · Grades 9–12 · 1.2 mi
M
Fieldstone Middle SchoolA
Middle · Grades 5–8 · 1.2 mi
E
Memorial Elementary SchoolB
Elementary · Grades PK–4 · 2.1 mi

District: Montvale Borough School District

Neighborhood · ZIP 07645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$169,704
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,340
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Rustic Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Montvale 07645
  • Smaller than 98% of homes in Bergen County
  • Has a smaller lot than 96% of homes in Montvale 07645
  • Newer than 65% of homes in Bergen County

What homes are worth in Montvale 07645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$1.8M

This home is worth less than almost all homes in Montvale 07645.

How it measures up in Montvale 07645

The dot is this home. The mark in the middle is the typical home in Montvale 07645.

Estimated value$307,735
CheaperTypical $888,411Pricier

Cheaper than almost all homes nearby

Price per ft²$422
CheaperTypical $399Pricier

Pricier than 63% of homes nearby

Living area730 ft²
SmallerTypical 2,219 ft²Bigger

Bigger than 4% of homes nearby

Lot size511 ft²
SmallerTypical 0.29 acBigger

Bigger than 4% of homes nearby

Year built1963
OlderTypical 1967Newer

Newer than 41% of homes nearby

How 12 Rustic Cir ranks against every home in each area.
MeasureThis homeMontvale 07645Bergen County
Estimated valuepricier than$307,735almost no homes2% of homes
Price per ft²pricier than$42263% of homes47% of homes
Living areabigger than730 ft²4% of homes2% of homes
Lot sizebigger than511 ft²4% of homes4% of homes
Year builtnewer than196341% of homes65% of homes

About 12 Rustic Cir

How much is 12 Rustic Cir, Montvale, NJ worth?

The TopHap Estimate for 12 Rustic Cir, Montvale, NJ is $307,735 as of Jul 14, 2026. The likely range is $294,589 to $320,881. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Rustic Cir, Montvale, NJ last sell?

12 Rustic Cir, Montvale, NJ last sold on Feb 16, 2023 for $230,000, according to the county's recorded deed.

How big is 12 Rustic Cir, Montvale, NJ?

12 Rustic Cir, Montvale, NJ has 1 bedrooms, 730 square feet of living space and a 0.01-acre lot.

When was 12 Rustic Cir, Montvale, NJ built?

12 Rustic Cir, Montvale, NJ was built in 1963, making it 63 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 12 Rustic Cir, Montvale, NJ?

12 Rustic Cir, Montvale, NJ is assigned to Pascack Hills High School (high), rated B; Fieldstone Middle School (middle), rated A; Memorial Elementary School (elementary), rated B. All sit in Montvale Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Rustic Cir, Montvale, NJ compare to other homes in Montvale 07645?

Among the 3,009 homes in Montvale 07645, it is worth more than almost none of them ($307,735 against a typical $888,411), its price per square foot is higher than 63% of them ($422 against a typical $399), it is bigger than 4% of them (730 ft² against a typical 2,219 ft²), its lot is bigger than 4% of them (511 ft² against a typical 0.29 ac) and it is newer than 41% of them (1963 against a typical 1967). Measured against all of Bergen County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Rustic Cir, Montvale, NJ?

The 2025 property tax bill for 12 Rustic Cir, Montvale, NJ was $4,305. The county assessed it at $168,700.

Closest homes

More homes in Montvale 07645

Assigned schools

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