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Single Family ResidentialResidential
$298,584$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 RUTH CIR

MONROE CITY, MO 63456
3
Beds
2 / 1
Baths
2,803 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$299K
$268K low$329K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,084
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,867
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$167,500
ALLIANT BANK · recorded Aug 7, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,838 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMarion
Lot (acres)The size of the land the home sits on, from county records.0.96
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 520 ft²Porch · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monroe City Middle SchoolB-
Middle · Grades 5–8 · 0.4 mi
H
Monroe City R-I High SchoolA+
High · Grades 9–12 · 0.5 mi
E
Monroe City Elementary SchoolB-
Elementary · Grades PK–4 · 0.5 mi

District: Monroe City R-I School District

Neighborhood · ZIP 63456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,276
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,544
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Ruth Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Monroe City 63456
  • Costs less per square foot than 65% of homes in Marion County
  • Bigger than 93% of homes in Marion County
  • Has a bigger lot than 70% of homes in Marion County
  • Newer than 75% of homes in Marion County

What homes are worth in Monroe City 63456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$553K

This home is worth more than 80% of homes in Monroe City 63456.

How it measures up in Monroe City 63456

The dot is this home. The mark in the middle is the typical home in Monroe City 63456.

Estimated value$298,584
CheaperTypical $185,133Pricier

Pricier than 80% of homes nearby

Price per ft²$107
CheaperTypical $118Pricier

Pricier than 40% of homes nearby

Living area2,803 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.96 ac
SmallerTypical 1 acBigger

Bigger than 48% of homes nearby

Year built1990
OlderTypical 1986Newer

Newer than 60% of homes nearby

How 12 Ruth Cir ranks against every home in each area.
MeasureThis homeMonroe City 63456Marion County
Estimated valuepricier than$298,58480% of homes79% of homes
Price per ft²pricier than$10740% of homes35% of homes
Living areabigger than2,803 ft²91% of homes93% of homes
Lot sizebigger than0.96 ac48% of homes70% of homes
Year builtnewer than199060% of homes75% of homes

About 12 Ruth Cir

How much is 12 Ruth Cir, Monroe City, MO worth?

The TopHap Estimate for 12 Ruth Cir, Monroe City, MO is $298,584 as of Jul 14, 2026. The likely range is $268,309 to $328,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Ruth Cir, Monroe City, MO last sell?

12 Ruth Cir, Monroe City, MO last sold on Jun 2, 1989, according to the county's recorded deed.

How big is 12 Ruth Cir, Monroe City, MO?

12 Ruth Cir, Monroe City, MO has 3 bedrooms, 2 bathrooms, 2,803 square feet of living space and a 0.96-acre lot.

When was 12 Ruth Cir, Monroe City, MO built?

12 Ruth Cir, Monroe City, MO was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 12 Ruth Cir, Monroe City, MO?

12 Ruth Cir, Monroe City, MO is assigned to Monroe City Middle School (middle), rated B-; Monroe City R-I High School (high), rated A+; Monroe City Elementary School (elementary), rated B-. All sit in Monroe City R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Ruth Cir, Monroe City, MO compare to other homes in Monroe City 63456?

Among the 2,481 homes in Monroe City 63456, it is worth more than 80% of them ($298,584 against a typical $185,133), its price per square foot is higher than 40% of them ($107 against a typical $118), it is bigger than 91% of them (2,803 ft² against a typical 1,496 ft²), its lot is bigger than 48% of them (0.96 ac against a typical 1 ac) and it is newer than 60% of them (1990 against a typical 1986). Measured against all of Marion County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Ruth Cir, Monroe City, MO?

The 2025 property tax bill for 12 Ruth Cir, Monroe City, MO was $2,838. The county assessed it at $41,400.

Closest homes

More homes in Monroe City 63456

Assigned schools

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