Duplex (2 Units, Any Combination)Residential
Last sold for $66,000 on Aug 28, 1987
12 S ELM ST
SAINT ALBANS, VT 05478
4
Beds
2
Baths
2,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$66,000 · Aug 28, 1987
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,778 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$305,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,500
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
HE
Bellows Free AcademyC+
High · Grades 9–12 · 0.5 mi
St. Albans City Elementary SchoolD+
Elementary · Grades PK–8 · 0.7 mi
District: Maple Run Unified School District
Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%
Owner Tools
Do you own this home?
Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
12 S Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 84% of homes in Franklin County
- Has a smaller lot than 96% of homes in Franklin County
- Older than 85% of homes in Franklin County
How it measures up in Saint Albans 05478
The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.
Living area2,260 ft²
SmallerTypical 1,491 ft²Bigger
Bigger than 83% of homes nearby
Lot size0.13 ac
SmallerTypical 0.5 acBigger
Bigger than 8% of homes nearby
Year built1895
OlderTypical 1972Newer
Newer than 18% of homes nearby
| Measure | This home | Saint Albans 05478 | Franklin County |
|---|---|---|---|
| Living areabigger than | 2,260 ft² | 83% of homes | 84% of homes |
| Lot sizebigger than | 0.13 ac | 8% of homes | 4% of homes |
| Year builtnewer than | 1895 | 18% of homes | 15% of homes |
About 12 S Elm St
When did 12 S Elm St, Saint Albans, VT last sell?
12 S Elm St, Saint Albans, VT last sold on Aug 28, 1987 for $66,000, according to the county's recorded deed.
How big is 12 S Elm St, Saint Albans, VT?
12 S Elm St, Saint Albans, VT has 4 bedrooms, 2 bathrooms, 2,260 square feet of living space and a 0.13-acre lot.
When was 12 S Elm St, Saint Albans, VT built?
12 S Elm St, Saint Albans, VT was built in 1895, making it 131 years old. It is a colonial home.
What schools serve 12 S Elm St, Saint Albans, VT?
12 S Elm St, Saint Albans, VT is assigned to Bellows Free Academy (high), rated C+; St. Albans City Elementary School (elementary), rated D+. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 12 S Elm St, Saint Albans, VT compare to other homes in Saint Albans 05478?
Among the 5,689 homes in Saint Albans 05478, it is bigger than 83% of them (2,260 ft² against a typical 1,491 ft²), its lot is bigger than 8% of them (0.13 ac against a typical 0.5 ac) and it is newer than 18% of them (1895 against a typical 1972). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 12 S Elm St, Saint Albans, VT?
The 2025 property tax bill for 12 S Elm St, Saint Albans, VT was $3,778. The county assessed it at $305,500.
More homes on S Elm St
- 8 S Elm St3 bd · 2 ba · 2,414 ft² · Sold $340K · Jul 2026
- 16 S Elm St4 bd · 2 ba · 2,240 ft² · Sold $355K · Apr 2026
- 22 S Elm St$339K3 bd · 1.5 ba · 1,644 ft² · Sold $375K · Aug 2025
- 30 S Elm St5 bd · 2 ba · 2,160 ft² · Sold $230K · Oct 2020
- 28 S Elm St$328K3 bd · 1 ba · 1,350 ft² · Sold $225K · Oct 2019
- 14 S Elm St6 bd · 2,212 ft² · Sold Aug 2018
- 24 S Elm St$444K2 bd · 1.5 ba · 2,272 ft² · Sold $229K · May 2017
- 10 S Elm St$265K2 bd · 2.5 ba · 1,168 ft² · Sold $148K · Mar 2010
- 7 S Elm St4 bd · 2 ba · 2,168 ft² · Sold $240K · Nov 2005
- 20 S Elm St$291K5 bd · 2 ba · 1,574 ft² · Sold $96K · Jun 2000
- 6 S Elm St$180K3 bd · 3 ba · 1,304 ft² · Sold Jan 1900
Closest homes
- 14 S Elm St50 ft · 6 bd · 2,212 ft² · Sold Aug 2018
- 10 S Elm St$265K55 ft · 2 bd · 2.5 ba · 1,168 ft² · Sold $148K · Mar 2010
- 16 S Elm St98 ft · 4 bd · 2 ba · 2,240 ft² · Sold $355K · Apr 2026
- 8 S Elm St101 ft · 3 bd · 2 ba · 2,414 ft² · Sold $340K · Jul 2026
- 6 S Elm St$180K137 ft · 3 bd · 3 ba · 1,304 ft² · Sold Jan 1900
- 5 Edward St118 ft · 6 bd · 4 ba · 3,000 ft² · Sold $98K · Feb 2017
- 20 S Elm St$291K149 ft · 5 bd · 2 ba · 1,574 ft² · Sold $96K · Jun 2000
- 3 Edward St$246K155 ft · 3 bd · 2 ba · 1,200 ft² · Sold $63K · Sep 1999
More homes in Saint Albans 05478
- 118 Mcginn Dr$315K3 bd · 1 ba · 1,116 ft² · Sold $319K · Sep 2026
- 13 Michelle Dr3 bd · 2 ba · 1,620 ft² · Sold $227K · Sep 2026
- 450 Hathaway Point Rd$649K3 bd · 1.5 ba · 1,824 ft² · Sold $600K · Sep 2026
- 2206 Highgate Rd$471K3 bd · 2.5 ba · 2,000 ft² · Sold $483K · Sep 2026
- 7 Glen Ridge Ln$362K3 bd · 1.5 ba · 1,080 ft² · Sold $359K · Aug 2026
- 2 Hawthorne Rd$535K5.93 ac · Sold $535K · Aug 2026
- 256 Hathaway Point Rd$360K5 bd · 2.5 ba · 2,747 ft² · Sold $360K · Aug 2026
- 114 Gricebrook Rd$320K2 bd · 2 ba · 1,204 ft² · Sold $320K · Aug 2026
- 37 James Cir3 bd · 2 ba · 1,064 ft² · Sold $200K · Aug 2026
- 234 Cline Rd$754K2 ac · Sold $754K · Aug 2026
- 374 Lake Rd5 bd · 2 ba · 2,238 ft² · Sold $400K · Aug 2026
- 800 Fisher Pond Rd$337K4 bd · 1 ba · 1,536 ft² · Sold $337K · Aug 2026
Assigned schools
Explore the area
See this home in context
Open 12 S Elm St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.
Open in map