Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$348,496$278 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 SPRUCE ST

WHITE RIVER JUNCTION, VT 05001
3
Beds
1
Baths
1,253 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$348K
$309K low$388K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$348,496
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$278,797

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,602 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$343,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White River SchoolC+
Elementary · Grades PK–5 · 0.8 mi
M
Hartford Memorial Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
H
Hartford High SchoolB+
High · Grades 9–12 · 1.0 mi

District: Hartford School District

Neighborhood · ZIP 05001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.10,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.204 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,846
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in White River Junction 05001
  • Smaller than 68% of homes in Windsor County
  • Has a smaller lot than 93% of homes in Windsor County
  • Older than 76% of homes in White River Junction 05001

What homes are worth in White River Junction 05001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$1M

This home is worth more than 32% of homes in White River Junction 05001.

How it measures up in White River Junction 05001

The dot is this home. The mark in the middle is the typical home in White River Junction 05001.

Estimated value$348,496
CheaperTypical $404,797Pricier

Pricier than 32% of homes nearby

Price per ft²$278
CheaperTypical $294Pricier

Pricier than 41% of homes nearby

Living area1,253 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.2 ac
SmallerTypical 0.75 acBigger

Bigger than 15% of homes nearby

Year built1958
OlderTypical 1981Newer

Newer than 24% of homes nearby

How 12 Spruce St ranks against every home in each area.
MeasureThis homeWhite River Junction 05001Windsor County
Estimated valuepricier than$348,49632% of homes40% of homes
Price per ft²pricier than$27841% of homes57% of homes
Living areabigger than1,253 ft²46% of homes32% of homes
Lot sizebigger than0.2 ac15% of homes7% of homes
Year builtnewer than195824% of homes32% of homes

About 12 Spruce St

How much is 12 Spruce St, White River Junction, VT worth?

The TopHap Estimate for 12 Spruce St, White River Junction, VT is $348,496 as of Jul 14, 2026. The likely range is $309,230 to $387,762. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Spruce St, White River Junction, VT last sell?

12 Spruce St, White River Junction, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Spruce St, White River Junction, VT?

12 Spruce St, White River Junction, VT has 3 bedrooms, 1 bathrooms, 1,253 square feet of living space and a 0.20-acre lot.

When was 12 Spruce St, White River Junction, VT built?

12 Spruce St, White River Junction, VT was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 12 Spruce St, White River Junction, VT?

12 Spruce St, White River Junction, VT is assigned to White River School (elementary), rated C+; Hartford Memorial Middle School (middle), rated B-; Hartford High School (high), rated B+. All sit in Hartford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Spruce St, White River Junction, VT compare to other homes in White River Junction 05001?

Among the 2,993 homes in White River Junction 05001, it is worth more than 32% of them ($348,496 against a typical $404,797), its price per square foot is higher than 41% of them ($278 against a typical $294), it is bigger than 46% of them (1,253 ft² against a typical 1,312 ft²), its lot is bigger than 15% of them (0.2 ac against a typical 0.75 ac) and it is newer than 24% of them (1958 against a typical 1981). Measured against all of Windsor County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Spruce St, White River Junction, VT?

The 2024 property tax bill for 12 Spruce St, White River Junction, VT was $5,602. The county assessed it at $343,000.

More homes on Spruce St

Closest homes

More homes in White River Junction 05001

Assigned schools

Explore the area

See this home in context

Open 12 Spruce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map