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Single Family ResidenceResidential
$155,542$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12 STEWARTS LN

OSCEOLA, PA 16942
3
Beds
2 / 1
Baths
1,198 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$156K
$134K low$177K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,944 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$126,960 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,960

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTioga
Lot (acres)The size of the land the home sits on, from county records.0.46
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clark Wood Elementary SchoolC+
Elementary · Grades KG–6 · 1.6 mi
M
Cowanesque Valley Jr/Sr High SchoolC
Middle · Grades 7–12 · 12.8 mi

District: Northern Tioga School District

Neighborhood · ZIP 16942These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,755
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,765
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Stewarts Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Tioga County
  • Smaller than 73% of homes in Osceola 16942
  • Has a smaller lot than 79% of homes in Tioga County

What homes are worth in Osceola 16942

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$567K

This home is worth more than 41% of homes in Osceola 16942.

How it measures up in Osceola 16942

The dot is this home. The mark in the middle is the typical home in Osceola 16942.

Estimated value$155,542
CheaperTypical $192,215Pricier

Pricier than 41% of homes nearby

Price per ft²$130
CheaperTypical $124Pricier

Pricier than 53% of homes nearby

Living area1,198 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.46 ac
SmallerTypical 1.79 acBigger

Bigger than 24% of homes nearby

Year built1952
OlderTypical 1968Newer

Newer than 44% of homes nearby

How 12 Stewarts Ln ranks against every home in each area.
MeasureThis homeOsceola 16942Tioga County
Estimated valuepricier than$155,54241% of homes23% of homes
Price per ft²pricier than$13053% of homes37% of homes
Living areabigger than1,198 ft²27% of homes31% of homes
Lot sizebigger than0.46 ac24% of homes21% of homes
Year builtnewer than195244% of homes37% of homes

About 12 Stewarts Ln

How much is 12 Stewarts Ln, Osceola, PA worth?

The TopHap Estimate for 12 Stewarts Ln, Osceola, PA is $155,542 as of Sep 24, 2026. The likely range is $134,112 to $176,972. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Stewarts Ln, Osceola, PA last sell?

12 Stewarts Ln, Osceola, PA last sold on Jan 4, 2025, according to the county's recorded deed.

How big is 12 Stewarts Ln, Osceola, PA?

12 Stewarts Ln, Osceola, PA has 3 bedrooms, 2 bathrooms, 1,198 square feet of living space and a 0.46-acre lot.

When was 12 Stewarts Ln, Osceola, PA built?

12 Stewarts Ln, Osceola, PA was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 12 Stewarts Ln, Osceola, PA?

12 Stewarts Ln, Osceola, PA is assigned to Clark Wood Elementary School (elementary), rated C+; Cowanesque Valley Jr/Sr High School (middle), rated C. All sit in Northern Tioga School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Stewarts Ln, Osceola, PA compare to other homes in Osceola 16942?

Among the 353 homes in Osceola 16942, it is worth more than 41% of them ($155,542 against a typical $192,215), its price per square foot is higher than 53% of them ($130 against a typical $124), it is bigger than 27% of them (1,198 ft² against a typical 1,484 ft²), its lot is bigger than 24% of them (0.46 ac against a typical 1.79 ac) and it is newer than 44% of them (1952 against a typical 1968). Measured against all of Tioga County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Stewarts Ln, Osceola, PA?

The 2026 property tax bill for 12 Stewarts Ln, Osceola, PA was $1,944. The county assessed it at $126,960.

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