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Single Family ResidenceResidential
$928,320$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $790,000 on Jun 12, 2024

12 STONE CLIFF TER

OAK RIDGE, NJ 07438
0
Baths
3,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$928K
$891K low$966K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$790,000 · Jun 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,511 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$572,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$167,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$405,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$550,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$572,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cozy Lake Elementary School
Elementary · Grades 1–2 · 0.8 mi
H
Jefferson Township High SchoolC-
High · Grades 9–12 · 3.8 mi
M
Jefferson Township Middle SchoolB+
Middle · Grades 6–8 · 3.9 mi

District: Jefferson Township School District

Neighborhood · ZIP 07438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,132
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,254
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Stone Cliff Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oak Ridge 07438
  • Costs less per square foot than 90% of homes in Morris County
  • Bigger than 96% of homes in Oak Ridge 07438
  • Has a bigger lot than 93% of homes in Oak Ridge 07438
  • Newer than 97% of homes in Oak Ridge 07438

What homes are worth in Oak Ridge 07438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$295K$886K

This home is worth more than almost all homes in Oak Ridge 07438.

How it measures up in Oak Ridge 07438

The dot is this home. The mark in the middle is the typical home in Oak Ridge 07438.

Estimated value$928,320
CheaperTypical $543,627Pricier

Pricier than almost all homes nearby

Price per ft²$274
CheaperTypical $308Pricier

Pricier than 28% of homes nearby

Living area3,386 ft²
SmallerTypical 1,830 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.84 ac
SmallerTypical 0.48 acBigger

Bigger than 93% of homes nearby

Year built2002
OlderTypical 1970Newer

Newer than 97% of homes nearby

How 12 Stone Cliff Ter ranks against every home in each area.
MeasureThis homeOak Ridge 07438Morris County
Estimated valuepricier than$928,320almost all homes73% of homes
Price per ft²pricier than$27428% of homes10% of homes
Living areabigger than3,386 ft²96% of homes89% of homes
Lot sizebigger than1.84 ac93% of homes92% of homes
Year builtnewer than200297% of homes91% of homes

About 12 Stone Cliff Ter

How much is 12 Stone Cliff Ter, Oak Ridge, NJ worth?

The TopHap Estimate for 12 Stone Cliff Ter, Oak Ridge, NJ is $928,320 as of Aug 30, 2026. The likely range is $890,990 to $965,650. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Stone Cliff Ter, Oak Ridge, NJ last sell?

12 Stone Cliff Ter, Oak Ridge, NJ last sold on Jun 12, 2024 for $790,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 12 Stone Cliff Ter, Oak Ridge, NJ built?

12 Stone Cliff Ter, Oak Ridge, NJ was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 12 Stone Cliff Ter, Oak Ridge, NJ?

12 Stone Cliff Ter, Oak Ridge, NJ is assigned to Cozy Lake Elementary School (elementary); Jefferson Township High School (high), rated C-; Jefferson Township Middle School (middle), rated B+. All sit in Jefferson Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Stone Cliff Ter, Oak Ridge, NJ compare to other homes in Oak Ridge 07438?

Among the 3,831 homes in Oak Ridge 07438, it is worth more than almost all of them ($928,320 against a typical $543,627), its price per square foot is higher than 28% of them ($274 against a typical $308), it is bigger than 96% of them (3,386 ft² against a typical 1,830 ft²), its lot is bigger than 93% of them (1.84 ac against a typical 0.48 ac) and it is newer than 97% of them (2002 against a typical 1970). Measured against all of Morris County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Stone Cliff Ter, Oak Ridge, NJ?

The 2024 property tax bill for 12 Stone Cliff Ter, Oak Ridge, NJ was $16,511. The county assessed it at $572,200.

More homes on Stone Cliff Ter

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Assigned schools

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