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Residential (General/Single)Residential
$2,060,367$590 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,075,000 on Jan 29, 2026

12 SUMMIT ST

ENGLEWOOD CLIFFS, NJ 07632
0
Baths
3,492 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.

Valuation

$2.1M
$1.8M low$2.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,075,000 · Jan 29, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$815,367
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$652,294
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,245,000
CROSSCOUNTRY MORTGAGE LLC · recorded Jan 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,058 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,550,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$707,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$842,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,550,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,550,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Upper SchoolA+
Middle · Grades 3–8 · 0.7 mi
E
North Cliff School
Elementary · Grades PK–2 · 1.9 mi
H
Dwight Morrow High SchoolD
High · Grades 9–12 · 2.7 mi

District: Englewood Cliffs Public Schools

Neighborhood · ZIP 07632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,322 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$200,080
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$261,923
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Bergen County
  • Costs more per square foot than 92% of homes in Bergen County
  • Bigger than 91% of homes in Bergen County
  • Has a smaller lot than 89% of homes in Englewood Cliffs 07632
  • Newer than 87% of homes in Bergen County

What homes are worth in Englewood Cliffs 07632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$1M$4.7M

This home is worth more than 65% of homes in Englewood Cliffs 07632.

How it measures up in Englewood Cliffs 07632

The dot is this home. The mark in the middle is the typical home in Englewood Cliffs 07632.

Estimated value$2,060,367
CheaperTypical $1,759,712Pricier

Pricier than 65% of homes nearby

Price per ft²$590
CheaperTypical $560Pricier

Pricier than 61% of homes nearby

Living area3,492 ft²
SmallerTypical 3,278 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.16 ac
SmallerTypical 0.23 acBigger

Bigger than 11% of homes nearby

Year built1994
OlderTypical 1972Newer

Newer than 69% of homes nearby

How 12 Summit St ranks against every home in each area.
MeasureThis homeEnglewood Cliffs 07632Bergen County
Estimated valuepricier than$2,060,36765% of homes96% of homes
Price per ft²pricier than$59061% of homes92% of homes
Living areabigger than3,492 ft²58% of homes91% of homes
Lot sizebigger than0.16 ac11% of homes47% of homes
Year builtnewer than199469% of homes87% of homes

About 12 Summit St

How much is 12 Summit St, Englewood Cliffs, NJ worth?

The TopHap Estimate for 12 Summit St, Englewood Cliffs, NJ is $2,060,367 as of Jul 14, 2026. The likely range is $1,778,741 to $2,341,993. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Summit St, Englewood Cliffs, NJ last sell?

12 Summit St, Englewood Cliffs, NJ last sold on Jan 29, 2026 for $2,075,000, according to the county's recorded deed.

How big is 12 Summit St, Englewood Cliffs, NJ?

12 Summit St, Englewood Cliffs, NJ has 3,492 square feet of living space and a 0.16-acre lot.

When was 12 Summit St, Englewood Cliffs, NJ built?

12 Summit St, Englewood Cliffs, NJ was built in 1994, making it 32 years old.

What schools serve 12 Summit St, Englewood Cliffs, NJ?

12 Summit St, Englewood Cliffs, NJ is assigned to Upper School (middle), rated A+; North Cliff School (elementary); Dwight Morrow High School (high), rated D. All sit in Englewood Cliffs Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Summit St, Englewood Cliffs, NJ compare to other homes in Englewood Cliffs 07632?

Among the 1,928 homes in Englewood Cliffs 07632, it is worth more than 65% of them ($2,060,367 against a typical $1,759,712), its price per square foot is higher than 61% of them ($590 against a typical $560), it is bigger than 58% of them (3,492 ft² against a typical 3,278 ft²), its lot is bigger than 11% of them (0.16 ac against a typical 0.23 ac) and it is newer than 69% of them (1994 against a typical 1972). Measured against all of Bergen County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Summit St, Englewood Cliffs, NJ?

The 2025 property tax bill for 12 Summit St, Englewood Cliffs, NJ was $18,058. The county assessed it at $1,550,000.

Closest homes

More homes in Englewood Cliffs 07632

Assigned schools

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