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Triplex (3 Units, Any Combination)Residential
Last sold for $190,000 on Feb 5, 2020

12 TERRACE AVE

LUDLOW, VT 05149
6
Beds
3
Baths
2,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Feb 5, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,044 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Triplex (3 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ludlow Elementary SchoolB
Elementary · Grades PK–6 · 0.6 mi
M
Green Mountain Union High SchoolB
Middle · Grades 7–12 · 11.4 mi

District: Green Mountain Unified School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Terrace Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 76% of homes in Windsor County
  • Has a smaller lot than 93% of homes in Ludlow 05149
  • Older than 89% of homes in Ludlow 05149

How it measures up in Ludlow 05149

The dot is this home. The mark in the middle is the typical home in Ludlow 05149.

Living area2,202 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.21 ac
SmallerTypical 1.07 acBigger

Bigger than 7% of homes nearby

Year built1900
OlderTypical 1985Newer

Newer than 11% of homes nearby

How 12 Terrace Ave ranks against every home in each area.
MeasureThis homeLudlow 05149Windsor County
Living areabigger than2,202 ft²70% of homes76% of homes
Lot sizebigger than0.21 ac7% of homes7% of homes
Year builtnewer than190011% of homes16% of homes

About 12 Terrace Ave

When did 12 Terrace Ave, Ludlow, VT last sell?

12 Terrace Ave, Ludlow, VT last sold on Feb 5, 2020 for $190,000, according to the county's recorded deed.

How big is 12 Terrace Ave, Ludlow, VT?

12 Terrace Ave, Ludlow, VT has 6 bedrooms, 3 bathrooms, 2,202 square feet of living space and a 0.21-acre lot.

When was 12 Terrace Ave, Ludlow, VT built?

12 Terrace Ave, Ludlow, VT was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 12 Terrace Ave, Ludlow, VT?

12 Terrace Ave, Ludlow, VT is assigned to Ludlow Elementary School (elementary), rated B; Green Mountain Union High School (middle), rated B. All sit in Green Mountain Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Terrace Ave, Ludlow, VT compare to other homes in Ludlow 05149?

Among the 3,324 homes in Ludlow 05149, it is bigger than 70% of them (2,202 ft² against a typical 1,756 ft²), its lot is bigger than 7% of them (0.21 ac against a typical 1.07 ac) and it is newer than 11% of them (1900 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Terrace Ave, Ludlow, VT?

The 2025 property tax bill for 12 Terrace Ave, Ludlow, VT was $2,044. The county assessed it at $110,700.

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