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Single Family ResidenceResidential
$1,759,884$535 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12 W SEVERN RIDGE RD

ANNAPOLIS, MD 21409
3.5
Baths
3,287 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.8M
$1.6M low$1.9M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,424 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,811,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,531,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,092,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyANNE ARUNDEL
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 702 ft²Porch · 1,078 ft²Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arnold Elementary SchoolA+
Elementary · Grades KG–5 · 2.1 mi
H
Broadneck High SchoolA-
High · Grades 9–12 · 2.9 mi
M
Severn River Middle SchoolA
Middle · Grades 6–8 · 3.8 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$177,018
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 W Severn Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Anne Arundel County
  • Costs more per square foot than 96% of homes in Anne Arundel County
  • Bigger than 90% of homes in Anne Arundel County
  • Has a bigger lot than 97% of homes in Anne Arundel County
  • Newer than 83% of homes in Browns Woods / Manresa

What homes are worth in Annapolis 21409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$325K$2.3M

This home is worth more than 95% of homes in Annapolis 21409.

How it measures up in Annapolis 21409

The dot is this home. The mark in the middle is the typical home in Annapolis 21409.

Estimated value$1,759,884
CheaperTypical $587,688Pricier

Pricier than 95% of homes nearby

Price per ft²$535
CheaperTypical $303Pricier

Pricier than 93% of homes nearby

Living area3,287 ft²
SmallerTypical 1,978 ft²Bigger

Bigger than 85% of homes nearby

Lot size2.67 ac
SmallerTypical 0.23 acBigger

Bigger than 96% of homes nearby

Year built1997
OlderTypical 1981Newer

Newer than 77% of homes nearby

How 12 W Severn Ridge Rd ranks against every home in each area.
MeasureThis homeBrowns Woods / ManresaAnnapolis 21409Anne Arundel County
Estimated valuepricier than$1,759,88491% of homes95% of homes98% of homes
Price per ft²pricier than$53591% of homes93% of homes96% of homes
Living areabigger than3,287 ft²68% of homes85% of homes90% of homes
Lot sizebigger than2.67 ac93% of homes96% of homes97% of homes
Year builtnewer than199783% of homes77% of homes73% of homes

About 12 W Severn Ridge Rd

How much is 12 W Severn Ridge Rd, Annapolis, MD worth?

The TopHap Estimate for 12 W Severn Ridge Rd, Annapolis, MD is $1,759,884 as of Aug 30, 2026. The likely range is $1,605,811 to $1,913,957. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 W Severn Ridge Rd, Annapolis, MD last sell?

12 W Severn Ridge Rd, Annapolis, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 W Severn Ridge Rd, Annapolis, MD?

12 W Severn Ridge Rd, Annapolis, MD has 3.5 bathrooms and 3,287 square feet of living space.

When was 12 W Severn Ridge Rd, Annapolis, MD built?

12 W Severn Ridge Rd, Annapolis, MD was built in 1997, making it 29 years old. It is a conventional home. The building has 2 stories.

What schools serve 12 W Severn Ridge Rd, Annapolis, MD?

12 W Severn Ridge Rd, Annapolis, MD is assigned to Arnold Elementary School (elementary), rated A+; Broadneck High School (high), rated A-; Severn River Middle School (middle), rated A. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 W Severn Ridge Rd, Annapolis, MD compare to other homes in Annapolis 21409?

Among the 7,909 homes in Annapolis 21409, it is worth more than 95% of them ($1,759,884 against a typical $587,688), its price per square foot is higher than 93% of them ($535 against a typical $303), it is bigger than 85% of them (3,287 ft² against a typical 1,978 ft²), its lot is bigger than 96% of them (2.67 ac against a typical 0.23 ac) and it is newer than 77% of them (1997 against a typical 1981). Measured against all of Anne Arundel County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 W Severn Ridge Rd, Annapolis, MD?

The 2025 property tax bill for 12 W Severn Ridge Rd, Annapolis, MD was $12,424. The county assessed it at $1,811,700.

More homes on W Severn Ridge Rd

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