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Single Family ResidenceResidential
$459,568$397 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $221,400 on Oct 12, 2016

12 WHITE ST

TOPSHAM, ME 04086
3
Beds
1
Baths
1,159 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$460K
$407K low$513K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$221,400 · Oct 12, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$255,868
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$204,694
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$203,700
PENNYMAC LOAN SERVICES LLC · R · recorded Oct 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,928 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$385,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$382,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySAGADAHOC
Lot (acres)The size of the land the home sits on, from county records.0.65
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Williams-Cone SchoolA+
Elementary · Grades PK–5 · 0.9 mi
H
Mt Ararat High SchoolC
High · Grades 9–12 · 1.4 mi
M
Mt Ararat Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi

District: School Administrative District 75

Neighborhood · ZIP 04086These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,915
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.276 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,185
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 White St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Topsham 04086
  • Costs more per square foot than 91% of homes in Topsham 04086
  • Smaller than 69% of homes in Topsham 04086
  • Has a smaller lot than 65% of homes in Sagadahoc County
  • Older than 74% of homes in Topsham 04086

What homes are worth in Topsham 04086

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$766K

This home is worth more than 66% of homes in Topsham 04086.

How it measures up in Topsham 04086

The dot is this home. The mark in the middle is the typical home in Topsham 04086.

Estimated value$459,568
CheaperTypical $399,489Pricier

Pricier than 66% of homes nearby

Price per ft²$397
CheaperTypical $273Pricier

Pricier than 91% of homes nearby

Living area1,159 ft²
SmallerTypical 1,451 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.65 ac
SmallerTypical 0.85 acBigger

Bigger than 45% of homes nearby

Year built1970
OlderTypical 1985Newer

Newer than 26% of homes nearby

How 12 White St ranks against every home in each area.
MeasureThis homeTopsham 04086Sagadahoc County
Estimated valuepricier than$459,56866% of homes64% of homes
Price per ft²pricier than$39791% of homes81% of homes
Living areabigger than1,159 ft²31% of homes34% of homes
Lot sizebigger than0.65 ac45% of homes35% of homes
Year builtnewer than197026% of homes43% of homes

About 12 White St

How much is 12 White St, Topsham, ME worth?

The TopHap Estimate for 12 White St, Topsham, ME is $459,568 as of Jul 14, 2026. The likely range is $406,534 to $512,602. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 White St, Topsham, ME last sell?

12 White St, Topsham, ME last sold on Oct 12, 2016 for $221,400, according to the county's recorded deed.

How big is 12 White St, Topsham, ME?

12 White St, Topsham, ME has 3 bedrooms, 1 bathrooms, 1,159 square feet of living space and a 0.65-acre lot.

When was 12 White St, Topsham, ME built?

12 White St, Topsham, ME was built in 1970, making it 56 years old. It is a ranch home. The building has 1 story.

What schools serve 12 White St, Topsham, ME?

12 White St, Topsham, ME is assigned to Williams-Cone School (elementary), rated A+; Mt Ararat High School (high), rated C; Mt Ararat Middle School (middle), rated B-. All sit in School Administrative District 75. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 White St, Topsham, ME compare to other homes in Topsham 04086?

Among the 3,966 homes in Topsham 04086, it is worth more than 66% of them ($459,568 against a typical $399,489), its price per square foot is higher than 91% of them ($397 against a typical $273), it is bigger than 31% of them (1,159 ft² against a typical 1,451 ft²), its lot is bigger than 45% of them (0.65 ac against a typical 0.85 ac) and it is newer than 26% of them (1970 against a typical 1985). Measured against all of Sagadahoc County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 White St, Topsham, ME?

The 2025 property tax bill for 12 White St, Topsham, ME was $4,928. The county assessed it at $385,000.

Closest homes

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Assigned schools

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