Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$211,259$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

120 CENTRAL ST

OSCEOLA, NE 68651
3
Beds
1
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1916
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$211K
$192K low$231K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,160 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,835
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,160

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.173 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.2.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 90 ft²Shed · 36 ft²Patio · 255 ft²Porch · 24 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Osceola Elementary SchoolB
Elementary · Grades PK–5 · 0.3 mi
H
Osceola High SchoolB
High · Grades 9–12 · 0.4 mi
M
Osceola Middle SchoolC
Middle · Grades 6–8 · 0.4 mi

District: Osceola Public Schools

Neighborhood · ZIP 68651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,575
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,256
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Polk County
  • Costs less per square foot than 81% of homes in Osceola 68651
  • Bigger than 69% of homes in Polk County
  • Has a bigger lot than 67% of homes in Polk County
  • Older than 68% of homes in Polk County

What homes are worth in Osceola 68651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$452K

This home is worth more than 50% of homes in Osceola 68651.

How it measures up in Osceola 68651

The dot is this home. The mark in the middle is the typical home in Osceola 68651.

Estimated value$211,259
CheaperTypical $211,259Pricier

Pricier than 50% of homes nearby

Price per ft²$116
CheaperTypical $137Pricier

Pricier than 19% of homes nearby

Living area1,824 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 68% of homes nearby

Lot size2.7 ac
SmallerTypical 0.5 acBigger

Bigger than 66% of homes nearby

Year built1916
OlderTypical 1929Newer

Newer than 39% of homes nearby

How 120 Central St ranks against every home in each area.
MeasureThis homeOsceola 68651Polk County
Estimated valuepricier than$211,25950% of homes69% of homes
Price per ft²pricier than$11619% of homes46% of homes
Living areabigger than1,824 ft²68% of homes69% of homes
Lot sizebigger than2.7 ac66% of homes67% of homes
Year builtnewer than191639% of homes32% of homes

About 120 Central St

How much is 120 Central St, Osceola, NE worth?

The TopHap Estimate for 120 Central St, Osceola, NE is $211,259 as of Sep 24, 2026. The likely range is $191,931 to $230,587. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Central St, Osceola, NE last sell?

120 Central St, Osceola, NE last sold on Mar 29, 2024, according to the county's recorded deed.

How big is 120 Central St, Osceola, NE?

120 Central St, Osceola, NE has 3 bedrooms, 1 bathrooms, 1,824 square feet of living space and a 2.70-acre lot.

When was 120 Central St, Osceola, NE built?

120 Central St, Osceola, NE was built in 1916, making it 110 years old. The building has 2 stories.

What schools serve 120 Central St, Osceola, NE?

120 Central St, Osceola, NE is assigned to Osceola Elementary School (elementary), rated B; Osceola High School (high), rated B; Osceola Middle School (middle), rated C. All sit in Osceola Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Central St, Osceola, NE compare to other homes in Osceola 68651?

Among the 613 homes in Osceola 68651, it is worth more than 50% of them ($211,259 against a typical $211,259), its price per square foot is higher than 19% of them ($116 against a typical $137), it is bigger than 68% of them (1,824 ft² against a typical 1,581 ft²), its lot is bigger than 66% of them (2.7 ac against a typical 0.5 ac) and it is newer than 39% of them (1916 against a typical 1929). Measured against all of Polk County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Central St

Closest homes

More homes in Osceola 68651

Assigned schools

Explore the area

See this home in context

Open 120 Central St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map