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Single Family ResidenceResidential
$131,387$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

120 DUNCAN DR

OLIVER SPRINGS, TN 37840
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$131K
$123K low$139K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$317 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$46,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 240 ft²Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Petros-Joyner Elementary SchoolD-
Elementary · Grades PK–8 · 1.7 mi
H
Coalfield SchoolD+
High · Grades PK–12 · 4.6 mi

District: Morgan County School District

Neighborhood · ZIP 37840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,372
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,972
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,262
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Duncan Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Oliver Springs 37840
  • Costs less per square foot than 87% of homes in Oliver Springs 37840
  • Smaller than 65% of homes in Oliver Springs 37840
  • Has a smaller lot than 90% of homes in Morgan County
  • Older than 72% of homes in Morgan County

What homes are worth in Oliver Springs 37840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$618K

This home is worth more than 15% of homes in Oliver Springs 37840.

How it measures up in Oliver Springs 37840

The dot is this home. The mark in the middle is the typical home in Oliver Springs 37840.

Estimated value$131,387
CheaperTypical $229,981Pricier

Pricier than 15% of homes nearby

Price per ft²$114
CheaperTypical $171Pricier

Pricier than 13% of homes nearby

Living area1,152 ft²
SmallerTypical 1,335 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.5 ac
SmallerTypical 1 acBigger

Bigger than 24% of homes nearby

Year built1973
OlderTypical 1979Newer

Newer than 40% of homes nearby

How 120 Duncan Dr ranks against every home in each area.
MeasureThis homeOliver Springs 37840Morgan County
Estimated valuepricier than$131,38715% of homes22% of homes
Price per ft²pricier than$11413% of homes19% of homes
Living areabigger than1,152 ft²35% of homes40% of homes
Lot sizebigger than0.5 ac24% of homes10% of homes
Year builtnewer than197340% of homes28% of homes

About 120 Duncan Dr

How much is 120 Duncan Dr, Oliver Springs, TN worth?

The TopHap Estimate for 120 Duncan Dr, Oliver Springs, TN is $131,387 as of Oct 21, 2026. The likely range is $123,398 to $139,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Duncan Dr, Oliver Springs, TN last sell?

120 Duncan Dr, Oliver Springs, TN last sold on Jul 7, 1973, according to the county's recorded deed.

How big is 120 Duncan Dr, Oliver Springs, TN?

120 Duncan Dr, Oliver Springs, TN has 1 bathrooms, 1,152 square feet of living space and a 0.50-acre lot.

When was 120 Duncan Dr, Oliver Springs, TN built?

120 Duncan Dr, Oliver Springs, TN was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 120 Duncan Dr, Oliver Springs, TN?

120 Duncan Dr, Oliver Springs, TN is assigned to Petros-Joyner Elementary School (elementary), rated D-; Coalfield School (high), rated D+. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Duncan Dr, Oliver Springs, TN compare to other homes in Oliver Springs 37840?

Among the 4,220 homes in Oliver Springs 37840, it is worth more than 15% of them ($131,387 against a typical $229,981), its price per square foot is higher than 13% of them ($114 against a typical $171), it is bigger than 35% of them (1,152 ft² against a typical 1,335 ft²), its lot is bigger than 24% of them (0.5 ac against a typical 1 ac) and it is newer than 40% of them (1973 against a typical 1979). Measured against all of Morgan County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Duncan Dr, Oliver Springs, TN?

The 2025 property tax bill for 120 Duncan Dr, Oliver Springs, TN was $317. The county assessed it at $11,675.

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