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Single Family ResidentialResidential
$114,735$80 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $54,000 on Jun 25, 2020

120 ELM ST

PANAMA, IL 62077
1
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$115K
$98K low$132K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$54,000 · Jun 25, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,973 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,747 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$916
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,831
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,747
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,241

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBond
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Beckemeyer Elementary SchoolB
Elementary · Grades KG–5 · 8.7 mi
H
Hillsboro High SchoolC-
High · Grades 9–12 · 8.9 mi
M
Hillsboro Jr High SchoolB+
Middle · Grades 6–8 · 8.9 mi

District: Hillsboro Community Unit School District 3

Neighborhood · ZIP 62077These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,158
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Panama 62077
  • Costs more per square foot than 87% of homes in Panama 62077
  • Bigger than 85% of homes in Panama 62077

What homes are worth in Panama 62077

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$168K

This home is worth more than 94% of homes in Panama 62077.

How it measures up in Panama 62077

The dot is this home. The mark in the middle is the typical home in Panama 62077.

Estimated value$114,735
CheaperTypical $46,776Pricier

Pricier than 94% of homes nearby

Price per ft²$80
CheaperTypical $51Pricier

Pricier than 87% of homes nearby

Living area1,440 ft²
SmallerTypical 980 ft²Bigger

Bigger than 85% of homes nearby

Year built1900
OlderTypical 1900Newer

Newer than 54% of homes nearby

How 120 Elm St ranks against every home in each area.
MeasureThis homePanama 62077Bond County
Estimated valuepricier than$114,73594% of homes26% of homes
Price per ft²pricier than$8087% of homes20% of homes
Living areabigger than1,440 ft²85% of homes54% of homes
Year builtnewer than190054% of homes43% of homes

About 120 Elm St

How much is 120 Elm St, Panama, IL worth?

The TopHap Estimate for 120 Elm St, Panama, IL is $114,735 as of Sep 24, 2026. The likely range is $97,891 to $131,579. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Elm St, Panama, IL last sell?

120 Elm St, Panama, IL last sold on Jun 25, 2020 for $54,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 Elm St, Panama, IL?

120 Elm St, Panama, IL has 1 bathrooms and 1,440 square feet of living space.

When was 120 Elm St, Panama, IL built?

120 Elm St, Panama, IL was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 120 Elm St, Panama, IL?

120 Elm St, Panama, IL is assigned to Beckemeyer Elementary School (elementary), rated B; Hillsboro High School (high), rated C-; Hillsboro Jr High School (middle), rated B+. All sit in Hillsboro Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Elm St, Panama, IL compare to other homes in Panama 62077?

Among the 166 homes in Panama 62077, it is worth more than 94% of them ($114,735 against a typical $46,776), its price per square foot is higher than 87% of them ($80 against a typical $51), it is bigger than 85% of them (1,440 ft² against a typical 980 ft²) and it is newer than 54% of them (1900 against a typical 1900). Measured against all of Bond County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Elm St, Panama, IL?

The 2024 property tax bill for 120 Elm St, Panama, IL was $1,973. The county assessed it at $33,747.

More homes on Elm St

Closest homes

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Assigned schools

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See this home in context

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