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Single Family ResidenceResidential
$107,597$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

120 ELM ST

SOUTH BEND, IN 46601
3
Beds
1
Baths
1,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,475 ft²
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$108K
$93K low$123K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$557 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$84,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Alley

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison STEAM AcademyD-
Elementary · Grades KG–5 · 1.0 mi
H
Riley High School
High · Grades 9–12 · 2.0 mi
M
Jackson Traditional SchoolF
Middle · Grades 6–8 · 4.0 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.39%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,705
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,962 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$31,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,995
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in St. Joseph County
  • Costs less per square foot than 92% of homes in St. Joseph County
  • Smaller than 70% of homes in South Bend 46601
  • Has a smaller lot than 98% of homes in St. Joseph County
  • Older than 93% of homes in St. Joseph County

What homes are worth in South Bend 46601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$1.1M

This home is worth more than 34% of homes in South Bend 46601.

How it measures up in South Bend 46601

The dot is this home. The mark in the middle is the typical home in South Bend 46601.

Estimated value$107,597
CheaperTypical $139,398Pricier

Pricier than 34% of homes nearby

Price per ft²$73
CheaperTypical $83Pricier

Pricier than 40% of homes nearby

Living area1,472 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than 30% of homes nearby

Lot size3,475 ft²
SmallerTypical 0.13 acBigger

Bigger than 16% of homes nearby

Year built1908
OlderTypical 1909Newer

Newer than 50% of homes nearby

How 120 Elm St ranks against every home in each area.
MeasureThis homeKennedy ParkSouth Bend 46601St. Joseph County
Estimated valuepricier than$107,59782% of homes34% of homes16% of homes
Price per ft²pricier than$7363% of homes40% of homes8% of homes
Living areabigger than1,472 ft²69% of homes30% of homes54% of homes
Lot sizebigger than3,475 ft²8% of homes16% of homes2% of homes
Year builtnewer than190835% of homes50% of homes7% of homes

About 120 Elm St

How much is 120 Elm St, South Bend, IN worth?

The TopHap Estimate for 120 Elm St, South Bend, IN is $107,597 as of Oct 21, 2026. The likely range is $92,648 to $122,546. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Elm St, South Bend, IN last sell?

120 Elm St, South Bend, IN last sold on Mar 18, 2024, according to the county's recorded deed.

How big is 120 Elm St, South Bend, IN?

120 Elm St, South Bend, IN has 3 bedrooms, 1 bathrooms, 1,472 square feet of living space and a 0.08-acre lot.

When was 120 Elm St, South Bend, IN built?

120 Elm St, South Bend, IN was built in 1908, making it 118 years old. The building has 1 story.

What schools serve 120 Elm St, South Bend, IN?

120 Elm St, South Bend, IN is assigned to Madison STEAM Academy (elementary), rated D-; Riley High School (high); Jackson Traditional School (middle), rated F. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Elm St, South Bend, IN compare to other homes in South Bend 46601?

Among the 1,049 homes in South Bend 46601, it is worth more than 34% of them ($107,597 against a typical $139,398), its price per square foot is higher than 40% of them ($73 against a typical $83), it is bigger than 30% of them (1,472 ft² against a typical 1,784 ft²), its lot is bigger than 16% of them (3,475 ft² against a typical 0.13 ac) and it is newer than 50% of them (1908 against a typical 1909). Measured against all of St. Joseph County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Elm St, South Bend, IN?

The 2024 property tax bill for 120 Elm St, South Bend, IN was $557. The county assessed it at $84,600.

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