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Single Family ResidenceResidential
$164,024$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $139,900 on Mar 24, 2020

120 MAIN ST

ROSCOE, MN 56371
3
Beds
2
Baths
2,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$164K
$156K low$172K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,900 · Mar 24, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$164,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,219

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,770 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$200,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$171,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paynesville Area Elementary SchoolA-
Elementary · Grades PK–5 · 5.3 mi
M
Paynesville Area Secondary SchoolA-
Middle · Grades 6–12 · 6.0 mi

District: Paynesville Public School District

Neighborhood · ZIP 56371These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,777
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Stearns County
  • Among the lowest price per square foot in Stearns County
  • Bigger than 96% of homes in Stearns County
  • Has a smaller lot than 76% of homes in Stearns County
  • Older than 87% of homes in Stearns County

What homes are worth in Stearns County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$285K

This home is worth more than 78% of homes in Stearns County.

How it measures up in Stearns County

The dot is this home. The mark in the middle is the typical home in Stearns County.

Estimated value$164,024
CheaperTypical $210,899Pricier

Pricier than 29% of homes nearby

Price per ft²$55
CheaperTypical $155Pricier

Cheaper than almost all homes nearby

Living area2,960 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.23 ac
SmallerTypical 0.39 acBigger

Bigger than 24% of homes nearby

Year built1927
OlderTypical 1983Newer

Newer than 13% of homes nearby

How 120 Main St ranks against every home in each area.
MeasureThis homeStearns County
Estimated valuepricier than$164,02429% of homes
Price per ft²pricier than$55almost no homes
Living areabigger than2,960 ft²96% of homes
Lot sizebigger than0.23 ac24% of homes
Year builtnewer than192713% of homes

About 120 Main St

How much is 120 Main St, Roscoe, MN worth?

The TopHap Estimate for 120 Main St, Roscoe, MN is $164,024 as of Jul 14, 2026. The likely range is $156,098 to $171,950. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Main St, Roscoe, MN last sell?

120 Main St, Roscoe, MN last sold on Mar 24, 2020 for $139,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 Main St, Roscoe, MN?

120 Main St, Roscoe, MN has 3 bedrooms, 2 bathrooms, 2,960 square feet of living space and a 0.23-acre lot.

When was 120 Main St, Roscoe, MN built?

120 Main St, Roscoe, MN was built in 1927, making it 99 years old. The building has 2 stories.

What schools serve 120 Main St, Roscoe, MN?

120 Main St, Roscoe, MN is assigned to Paynesville Area Elementary School (elementary), rated A-; Paynesville Area Secondary School (middle), rated A-. All sit in Paynesville Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Main St, Roscoe, MN compare to other homes in Stearns County?

Among the 54,238 homes in Stearns County, it is worth more than 29% of them ($164,024 against a typical $210,899), its price per square foot is higher than almost none of them ($55 against a typical $155), it is bigger than 96% of them (2,960 ft² against a typical 1,344 ft²), its lot is bigger than 24% of them (0.23 ac against a typical 0.39 ac) and it is newer than 13% of them (1927 against a typical 1983). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Main St, Roscoe, MN?

The 2026 property tax bill for 120 Main St, Roscoe, MN was $1,770. The county assessed it at $200,100.

Closest homes

More homes in Roscoe 56371

Assigned schools

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