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Single Family ResidenceResidential
$315,619$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

120 N MAIN ST

RICHFIELD, NC 28137
3
Beds
2
Baths
2,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.

Valuation

$316K
$267K low$365K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$215,619
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$172,495
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
UWHARRIE BANK · recorded Jun 27, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,495 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,104 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,044
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,761
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,104

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.1.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 270 ft²Porch · 528 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richfield Elementary SchoolA-
Elementary · Grades KG–5 · 0.1 mi
H
North Stanly High SchoolD+
High · Grades 9–12 · 3.9 mi
M
North Stanly Middle SchoolC-
Middle · Grades 6–8 · 4.3 mi

District: Stanly County Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 N Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 67% of homes in Richfield 28137
  • Bigger than 78% of homes in Stanly County
  • Has a smaller lot than 66% of homes in Richfield 28137
  • Newer than 65% of homes in Stanly County

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$773K

This home is worth more than 56% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$315,619
CheaperTypical $291,999Pricier

Pricier than 56% of homes nearby

Price per ft²$152
CheaperTypical $177Pricier

Pricier than 33% of homes nearby

Living area2,074 ft²
SmallerTypical 1,617 ft²Bigger

Bigger than 77% of homes nearby

Lot size1.2 ac
SmallerTypical 2.2 acBigger

Bigger than 34% of homes nearby

Year built1990
OlderTypical 1986Newer

Newer than 55% of homes nearby

How 120 N Main St ranks against every home in each area.
MeasureThis homeRichfield 28137Stanly County
Estimated valuepricier than$315,61956% of homes58% of homes
Price per ft²pricier than$15233% of homes35% of homes
Living areabigger than2,074 ft²77% of homes78% of homes
Lot sizebigger than1.2 ac34% of homes63% of homes
Year builtnewer than199055% of homes65% of homes

About 120 N Main St

How much is 120 N Main St, Richfield, NC worth?

The TopHap Estimate for 120 N Main St, Richfield, NC is $315,619 as of Jul 14, 2026. The likely range is $266,510 to $364,728. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 120 N Main St, Richfield, NC?

120 N Main St, Richfield, NC has 3 bedrooms, 2 bathrooms, 2,074 square feet of living space and a 1.20-acre lot.

When was 120 N Main St, Richfield, NC built?

120 N Main St, Richfield, NC was built in 1990, making it 36 years old.

What schools serve 120 N Main St, Richfield, NC?

120 N Main St, Richfield, NC is assigned to Richfield Elementary School (elementary), rated A-; North Stanly High School (high), rated D+; North Stanly Middle School (middle), rated C-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 N Main St, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,348 homes in Richfield 28137, it is worth more than 56% of them ($315,619 against a typical $291,999), its price per square foot is higher than 33% of them ($152 against a typical $177), it is bigger than 77% of them (2,074 ft² against a typical 1,617 ft²), its lot is bigger than 34% of them (1.2 ac against a typical 2.2 ac) and it is newer than 55% of them (1990 against a typical 1986). Measured against all of Stanly County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 N Main St, Richfield, NC?

The 2025 property tax bill for 120 N Main St, Richfield, NC was $1,495. The county assessed it at $180,104.

Closest homes

More homes in Richfield 28137

Assigned schools

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