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Single Family ResidenceResidential
$317,804$383 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Aug 11, 2021

120 RATCLIFFE ST

FALL RIVER, MA 02723
2
Beds
1
Baths
830 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$318K
$300K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Aug 11, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$201,804
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,443
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$116,000
THE WASHINGTON TRUST CO OF WESTERLY · P · recorded Aug 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,299 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,075

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyBRISTOL
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spencer Borden Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
H
B.M.C. Durfee High SchoolD
High · Grades 9–12 · 0.8 mi
M
Edmond P. Talbot Middle SchoolC-
Middle · Grades 6–8 · 0.8 mi

District: Fall River School District

Neighborhood · ZIP 02723These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.17,401
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,789
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,819
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Ratcliffe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Bristol County
  • Costs more per square foot than 94% of homes in Fall River 02723
  • Smaller than 97% of homes in Fall River 02723
  • Has a smaller lot than 86% of homes in Bristol County
  • Older than 72% of homes in Bristol County

What homes are worth in Fall River 02723

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$621K

This home is worth more than 12% of homes in Fall River 02723.

How it measures up in Fall River 02723

The dot is this home. The mark in the middle is the typical home in Fall River 02723.

Estimated value$317,804
CheaperTypical $404,317Pricier

Pricier than 12% of homes nearby

Price per ft²$383
CheaperTypical $270Pricier

Pricier than 94% of homes nearby

Living area830 ft²
SmallerTypical 2,156 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.13 ac
SmallerTypical 0.13 acBigger

Bigger than 50% of homes nearby

Year built1930
OlderTypical 1928Newer

Newer than 63% of homes nearby

How 120 Ratcliffe St ranks against every home in each area.
MeasureThis homeFall River 02723Bristol County
Estimated valuepricier than$317,80412% of homes4% of homes
Price per ft²pricier than$38394% of homes69% of homes
Living areabigger than830 ft²3% of homes3% of homes
Lot sizebigger than0.13 ac50% of homes14% of homes
Year builtnewer than193063% of homes28% of homes

About 120 Ratcliffe St

How much is 120 Ratcliffe St, Fall River, MA worth?

The TopHap Estimate for 120 Ratcliffe St, Fall River, MA is $317,804 as of Jul 14, 2026. The likely range is $300,044 to $335,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Ratcliffe St, Fall River, MA last sell?

120 Ratcliffe St, Fall River, MA last sold on Aug 11, 2021 for $145,000, according to the county's recorded deed.

How big is 120 Ratcliffe St, Fall River, MA?

120 Ratcliffe St, Fall River, MA has 2 bedrooms, 1 bathrooms, 830 square feet of living space and a 0.13-acre lot.

When was 120 Ratcliffe St, Fall River, MA built?

120 Ratcliffe St, Fall River, MA was built in 1930, making it 96 years old. It is a bungalow home. The building has 1 story.

What schools serve 120 Ratcliffe St, Fall River, MA?

120 Ratcliffe St, Fall River, MA is assigned to Spencer Borden Elementary School (elementary), rated C-; B.M.C. Durfee High School (high), rated D; Edmond P. Talbot Middle School (middle), rated C-. All sit in Fall River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Ratcliffe St, Fall River, MA compare to other homes in Fall River 02723?

Among the 2,761 homes in Fall River 02723, it is worth more than 12% of them ($317,804 against a typical $404,317), its price per square foot is higher than 94% of them ($383 against a typical $270), it is bigger than 3% of them (830 ft² against a typical 2,156 ft²), its lot is bigger than 50% of them (0.13 ac against a typical 0.13 ac) and it is newer than 63% of them (1930 against a typical 1928). Measured against all of Bristol County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Ratcliffe St, Fall River, MA?

The 2025 property tax bill for 120 Ratcliffe St, Fall River, MA was $3,299. The county assessed it at $288,100.

Closest homes

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Assigned schools

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