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Single Family ResidenceResidential
$936,509$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $250,000 on Dec 9, 2016

120 RIVER ST

HIAWASSEE, GA 30546
3 / 1
Baths
6,590 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$937K
$797K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Dec 9, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.827%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,000,000
UNITED COMMUNITY BANK · recorded Feb 15, 2006

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,828 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$345,828
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,590
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$914,571

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTowns
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2017
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Towns County Elementary SchoolB
Elementary · Grades PK–5 · 1.8 mi
H
Towns County High SchoolA-
High · Grades 9–12 · 1.8 mi
M
Towns County Middle SchoolA
Middle · Grades 6–8 · 1.8 mi

District: Towns County School District

Neighborhood · ZIP 30546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,125
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Towns County
  • Costs less per square foot than 88% of homes in Hiawassee 30546
  • Among the largest homes in Hiawassee 30546

What homes are worth in Hiawassee 30546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$1.5M

This home is worth more than 91% of homes in Hiawassee 30546.

How it measures up in Hiawassee 30546

The dot is this home. The mark in the middle is the typical home in Hiawassee 30546.

Estimated value$936,509
CheaperTypical $382,530Pricier

Pricier than 91% of homes nearby

Price per ft²$142
CheaperTypical $220Pricier

Pricier than 12% of homes nearby

Living area6,590 ft²
SmallerTypical 1,794 ft²Bigger

Bigger than almost all homes nearby

Lot size1 ac
SmallerTypical 0.95 acBigger

Bigger than 57% of homes nearby

Year built1993
OlderTypical 1995Newer

Newer than 46% of homes nearby

How 120 River St ranks against every home in each area.
MeasureThis homeHiawassee 30546Towns County
Estimated valuepricier than$936,50991% of homes93% of homes
Price per ft²pricier than$14212% of homes12% of homes
Living areabigger than6,590 ft²almost all homesalmost all homes
Lot sizebigger than1 ac57% of homes54% of homes
Year builtnewer than199346% of homes44% of homes

About 120 River St

How much is 120 River St, Hiawassee, GA worth?

The TopHap Estimate for 120 River St, Hiawassee, GA is $936,509 as of Jul 14, 2026. The likely range is $796,763 to $1,076,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 River St, Hiawassee, GA last sell?

120 River St, Hiawassee, GA last sold on Dec 9, 2016 for $250,000, according to the county's recorded deed.

How big is 120 River St, Hiawassee, GA?

120 River St, Hiawassee, GA has 3 bathrooms, 6,590 square feet of living space and a 1.00-acre lot.

When was 120 River St, Hiawassee, GA built?

120 River St, Hiawassee, GA was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 120 River St, Hiawassee, GA?

120 River St, Hiawassee, GA is assigned to Towns County Elementary School (elementary), rated B; Towns County High School (high), rated A-; Towns County Middle School (middle), rated A. All sit in Towns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 River St, Hiawassee, GA compare to other homes in Hiawassee 30546?

Among the 6,163 homes in Hiawassee 30546, it is worth more than 91% of them ($936,509 against a typical $382,530), its price per square foot is higher than 12% of them ($142 against a typical $220), it is bigger than almost all of them (6,590 ft² against a typical 1,794 ft²), its lot is bigger than 57% of them (1 ac against a typical 0.95 ac) and it is newer than 46% of them (1993 against a typical 1995). Measured against all of Towns County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River St

Closest homes

More homes in Hiawassee 30546

Assigned schools

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See this home in context

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