Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$196,117$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $35,000 on Feb 1, 1996

120 ROCK CLIFF DR

NEBO, NC 28761
3
Beds
2
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
9
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$156K low$237K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Feb 1, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$759 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,980 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,980

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMCDOWELL
Lot (acres)The size of the land the home sits on, from county records.2.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
McDowell Early CollegeA+
High · Grades 9–12 · 2.5 mi
E
Glenwood Elementary SchoolC-
Elementary · Grades PK–5 · 4.0 mi
M
East Mcdowell Middle SchoolC-
Middle · Grades 6–8 · 5.2 mi

District: McDowell County Schools

Neighborhood · ZIP 28761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,489
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,878
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Rock Cliff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Nebo 28761
  • Smaller than 66% of homes in Nebo 28761
  • Has a bigger lot than 67% of homes in McDowell County
  • Older than 76% of homes in Nebo 28761

What homes are worth in Nebo 28761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$2.1M

This home is worth more than 40% of homes in Nebo 28761.

How it measures up in Nebo 28761

The dot is this home. The mark in the middle is the typical home in Nebo 28761.

Estimated value$196,117
CheaperTypical $278,081Pricier

Pricier than 40% of homes nearby

Price per ft²$148
CheaperTypical $228Pricier

Pricier than 32% of homes nearby

Living area1,326 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 34% of homes nearby

Lot size2.18 ac
SmallerTypical 1.76 acBigger

Bigger than 59% of homes nearby

Year built1972
OlderTypical 1998Newer

Newer than 24% of homes nearby

How 120 Rock Cliff Dr ranks against every home in each area.
MeasureThis homeNebo 28761McDowell County
Estimated valuepricier than$196,11740% of homes48% of homes
Price per ft²pricier than$14832% of homes41% of homes
Living areabigger than1,326 ft²34% of homes44% of homes
Lot sizebigger than2.18 ac59% of homes67% of homes
Year builtnewer than197224% of homes41% of homes

About 120 Rock Cliff Dr

How much is 120 Rock Cliff Dr, Nebo, NC worth?

The TopHap Estimate for 120 Rock Cliff Dr, Nebo, NC is $196,117 as of Sep 24, 2026. The likely range is $155,574 to $236,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Rock Cliff Dr, Nebo, NC last sell?

120 Rock Cliff Dr, Nebo, NC last sold on Feb 1, 1996 for $35,000, according to the county's recorded deed.

How big is 120 Rock Cliff Dr, Nebo, NC?

120 Rock Cliff Dr, Nebo, NC has 3 bedrooms, 2 bathrooms, 1,326 square feet of living space and a 2.18-acre lot.

When was 120 Rock Cliff Dr, Nebo, NC built?

120 Rock Cliff Dr, Nebo, NC was built in 1972, making it 54 years old. It is a ranch home.

What schools serve 120 Rock Cliff Dr, Nebo, NC?

120 Rock Cliff Dr, Nebo, NC is assigned to McDowell Early College (high), rated A+; Glenwood Elementary School (elementary), rated C-; East Mcdowell Middle School (middle), rated C-. All sit in McDowell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Rock Cliff Dr, Nebo, NC compare to other homes in Nebo 28761?

Among the 4,708 homes in Nebo 28761, it is worth more than 40% of them ($196,117 against a typical $278,081), its price per square foot is higher than 32% of them ($148 against a typical $228), it is bigger than 34% of them (1,326 ft² against a typical 1,540 ft²), its lot is bigger than 59% of them (2.18 ac against a typical 1.76 ac) and it is newer than 24% of them (1972 against a typical 1998). Measured against all of McDowell County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Rock Cliff Dr, Nebo, NC?

The 2026 property tax bill for 120 Rock Cliff Dr, Nebo, NC was $759. The county assessed it at $111,980.

More homes on Rock Cliff Dr

Closest homes

More homes in Nebo 28761

Assigned schools

Explore the area

See this home in context

Open 120 Rock Cliff Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map