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Single Family ResidenceResidential
$182,458$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $95,000 on Nov 28, 2006

120 RUBY DR

WATERLOO, IA 50702
3
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$182K
$162K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Nov 28, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,832 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,670

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²Patio · 196 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo West High SchoolD
High · Grades 9–12 · 3.1 mi
E
Orange Elementary SchoolB
Elementary · Grades PK–5 · 3.3 mi
M
Hoover Middle SchoolC-
Middle · Grades 6–8 · 3.5 mi

District: Waterloo Community School District

Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Waterloo 50702
  • Costs more per square foot than 83% of homes in Waterloo 50702
  • Smaller than 78% of homes in Black Hawk County
  • Has a bigger lot than 90% of homes in Waterloo 50702

What homes are worth in Waterloo 50702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$315K

This home is worth more than 69% of homes in Waterloo 50702.

How it measures up in Waterloo 50702

The dot is this home. The mark in the middle is the typical home in Waterloo 50702.

Estimated value$182,458
CheaperTypical $152,072Pricier

Pricier than 69% of homes nearby

Price per ft²$200
CheaperTypical $152Pricier

Pricier than 83% of homes nearby

Living area912 ft²
SmallerTypical 1,058 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.33 ac
SmallerTypical 0.17 acBigger

Bigger than 90% of homes nearby

Year built1961
OlderTypical 1956Newer

Newer than 64% of homes nearby

How 120 Ruby Dr ranks against every home in each area.
MeasureThis homeWaterloo 50702Black Hawk County
Estimated valuepricier than$182,45869% of homes46% of homes
Price per ft²pricier than$20083% of homes70% of homes
Living areabigger than912 ft²29% of homes22% of homes
Lot sizebigger than0.33 ac90% of homes75% of homes
Year builtnewer than196164% of homes52% of homes

About 120 Ruby Dr

How much is 120 Ruby Dr, Waterloo, IA worth?

The TopHap Estimate for 120 Ruby Dr, Waterloo, IA is $182,458 as of Sep 24, 2026. The likely range is $162,217 to $202,699. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Ruby Dr, Waterloo, IA last sell?

120 Ruby Dr, Waterloo, IA last sold on Nov 28, 2006 for $95,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 Ruby Dr, Waterloo, IA?

120 Ruby Dr, Waterloo, IA has 3 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.33-acre lot.

When was 120 Ruby Dr, Waterloo, IA built?

120 Ruby Dr, Waterloo, IA was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 120 Ruby Dr, Waterloo, IA?

120 Ruby Dr, Waterloo, IA is assigned to Waterloo West High School (high), rated D; Orange Elementary School (elementary), rated B; Hoover Middle School (middle), rated C-. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Ruby Dr, Waterloo, IA compare to other homes in Waterloo 50702?

Among the 8,601 homes in Waterloo 50702, it is worth more than 69% of them ($182,458 against a typical $152,072), its price per square foot is higher than 83% of them ($200 against a typical $152), it is bigger than 29% of them (912 ft² against a typical 1,058 ft²), its lot is bigger than 90% of them (0.33 ac against a typical 0.17 ac) and it is newer than 64% of them (1961 against a typical 1956). Measured against all of Black Hawk County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Ruby Dr, Waterloo, IA?

The 2025 property tax bill for 120 Ruby Dr, Waterloo, IA was $2,832. The county assessed it at $149,670.

More homes on Ruby Dr

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