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Single Family ResidenceResidential
$208,582$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $96,000 on Sep 11, 2012

120 SUMMER RIDGE RD

MOUNT STERLING, KY 40353
3
Beds
2
Baths
1,166 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$209K
$200K low$217K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$96,000 · Sep 11, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,044 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.76
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Camargo Elementary SchoolC-
Elementary · Grades PK–5 · 4.1 mi
M
McNabb Middle SchoolC+
Middle · Grades 6–8 · 5.3 mi
H
Montgomery County High SchoolC+
High · Grades 9–12 · 5.5 mi

District: Montgomery County School District

Neighborhood · ZIP 40353These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Summer Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 66% of homes in Montgomery County
  • Smaller than 73% of homes in Mount Sterling 40353
  • Has a bigger lot than 69% of homes in Mount Sterling 40353
  • Newer than 67% of homes in Mount Sterling 40353

What homes are worth in Mount Sterling 40353

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$588K

This home is worth more than 36% of homes in Mount Sterling 40353.

How it measures up in Mount Sterling 40353

The dot is this home. The mark in the middle is the typical home in Mount Sterling 40353.

Estimated value$208,582
CheaperTypical $242,121Pricier

Pricier than 36% of homes nearby

Price per ft²$179
CheaperTypical $164Pricier

Pricier than 65% of homes nearby

Living area1,166 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.76 ac
SmallerTypical 0.4 acBigger

Bigger than 69% of homes nearby

Year built2002
OlderTypical 1999Newer

Newer than 67% of homes nearby

How 120 Summer Ridge Rd ranks against every home in each area.
MeasureThis homeMount Sterling 40353Montgomery County
Estimated valuepricier than$208,58236% of homes39% of homes
Price per ft²pricier than$17965% of homes66% of homes
Living areabigger than1,166 ft²27% of homes28% of homes
Lot sizebigger than0.76 ac69% of homes60% of homes
Year builtnewer than200267% of homes67% of homes

About 120 Summer Ridge Rd

How much is 120 Summer Ridge Rd, Mount Sterling, KY worth?

The TopHap Estimate for 120 Summer Ridge Rd, Mount Sterling, KY is $208,582 as of Sep 24, 2026. The likely range is $200,067 to $217,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Summer Ridge Rd, Mount Sterling, KY last sell?

120 Summer Ridge Rd, Mount Sterling, KY last sold on Sep 11, 2012 for $96,000, according to the county's recorded deed.

How big is 120 Summer Ridge Rd, Mount Sterling, KY?

120 Summer Ridge Rd, Mount Sterling, KY has 3 bedrooms, 2 bathrooms, 1,166 square feet of living space and a 0.76-acre lot.

When was 120 Summer Ridge Rd, Mount Sterling, KY built?

120 Summer Ridge Rd, Mount Sterling, KY was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 120 Summer Ridge Rd, Mount Sterling, KY?

120 Summer Ridge Rd, Mount Sterling, KY is assigned to Camargo Elementary School (elementary), rated C-; McNabb Middle School (middle), rated C+; Montgomery County High School (high), rated C+. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Summer Ridge Rd, Mount Sterling, KY compare to other homes in Mount Sterling 40353?

Among the 8,520 homes in Mount Sterling 40353, it is worth more than 36% of them ($208,582 against a typical $242,121), its price per square foot is higher than 65% of them ($179 against a typical $164), it is bigger than 27% of them (1,166 ft² against a typical 1,476 ft²), its lot is bigger than 69% of them (0.76 ac against a typical 0.4 ac) and it is newer than 67% of them (2002 against a typical 1999). Measured against all of Montgomery County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Summer Ridge Rd, Mount Sterling, KY?

The 2025 property tax bill for 120 Summer Ridge Rd, Mount Sterling, KY was $1,044. The county assessed it at $96,000.

More homes on Summer Ridge Rd

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More homes in Mount Sterling 40353

Assigned schools

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