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Duplex (2 Units, Any Combination)Residential
Last sold for $99,700 on Jul 31, 2001

120 TERRACE PL

TROY, OH 45373
4
Beds
2
Baths
2,394 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$99,700 · Jul 31, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMIAMI
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kyle Elementary SchoolC
Elementary · Grades KG–5 · 0.1 mi
H
Troy High SchoolB+
High · Grades 9–12 · 0.9 mi
M
Troy Junior High SchoolB-
Middle · Grades 7–8 · 1.1 mi

District: Troy City School District

Neighborhood · ZIP 45373These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.212
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.37,922
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.438 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,180
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,815
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Terrace Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 82% of homes in Miami County
  • Has a smaller lot than 96% of homes in Troy 45373
  • Older than 85% of homes in Troy 45373

How it measures up in Troy 45373

The dot is this home. The mark in the middle is the typical home in Troy 45373.

Living area2,394 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.11 ac
SmallerTypical 0.26 acBigger

Bigger than 4% of homes nearby

Year built1920
OlderTypical 1972Newer

Newer than 15% of homes nearby

How 120 Terrace Pl ranks against every home in each area.
MeasureThis homeTroy 45373Miami County
Living areabigger than2,394 ft²80% of homes82% of homes
Lot sizebigger than0.11 ac4% of homes7% of homes
Year builtnewer than192015% of homes22% of homes

About 120 Terrace Pl

When did 120 Terrace Pl, Troy, OH last sell?

120 Terrace Pl, Troy, OH last sold on Jul 31, 2001 for $99,700, according to the county's recorded deed.

How big is 120 Terrace Pl, Troy, OH?

120 Terrace Pl, Troy, OH has 4 bedrooms, 2 bathrooms, 2,394 square feet of living space and a 0.11-acre lot.

When was 120 Terrace Pl, Troy, OH built?

120 Terrace Pl, Troy, OH was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 120 Terrace Pl, Troy, OH?

120 Terrace Pl, Troy, OH is assigned to Kyle Elementary School (elementary), rated C; Troy High School (high), rated B+; Troy Junior High School (middle), rated B-. All sit in Troy City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Terrace Pl, Troy, OH compare to other homes in Troy 45373?

Among the 13,487 homes in Troy 45373, it is bigger than 80% of them (2,394 ft² against a typical 1,682 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 0.26 ac) and it is newer than 15% of them (1920 against a typical 1972). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Terrace Pl, Troy, OH?

The 2025 property tax bill for 120 Terrace Pl, Troy, OH was $2,533. The county assessed it at $70,670.

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