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Single Family ResidenceResidential
$184,800$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $175,000 on Jun 26, 2025

12040 HARDER RD

THREE RIVERS, MI 49093
1
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$185K
$154K low$215K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Jun 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.64
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norton Elementary SchoolB
Elementary · Grades KG–5 · 2.3 mi
H
Three Rivers High SchoolB
High · Grades 9–12 · 6.5 mi
M
Three Rivers Middle SchoolC+
Middle · Grades 6–8 · 6.6 mi

District: Three Rivers Community Schools

Neighborhood · ZIP 49093These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.17,961
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,264
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,878
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12040 Harder Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 74% of homes in Three Rivers 49093

What homes are worth in Three Rivers 49093

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$898K

This home is worth more than 39% of homes in Three Rivers 49093.

How it measures up in Three Rivers 49093

The dot is this home. The mark in the middle is the typical home in Three Rivers 49093.

Estimated value$184,800
CheaperTypical $220,690Pricier

Pricier than 39% of homes nearby

Price per ft²$162
CheaperTypical $165Pricier

Pricier than 48% of homes nearby

Living area1,140 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.64 ac
SmallerTypical 0.46 acBigger

Bigger than 61% of homes nearby

How 12040 Harder Rd ranks against every home in each area.
MeasureThis homeThree Rivers 49093St. Joseph County
Estimated valuepricier than$184,80039% of homes44% of homes
Price per ft²pricier than$16248% of homes57% of homes
Living areabigger than1,140 ft²26% of homes26% of homes
Lot sizebigger than0.64 ac61% of homes58% of homes

About 12040 Harder Rd

How much is 12040 Harder Rd, Three Rivers, MI worth?

The TopHap Estimate for 12040 Harder Rd, Three Rivers, MI is $184,800 as of Sep 24, 2026. The likely range is $154,109 to $215,491. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12040 Harder Rd, Three Rivers, MI last sell?

12040 Harder Rd, Three Rivers, MI last sold on Jun 26, 2025 for $175,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 12040 Harder Rd, Three Rivers, MI?

12040 Harder Rd, Three Rivers, MI has 1 bathrooms, 1,140 square feet of living space and a 0.64-acre lot.

What schools serve 12040 Harder Rd, Three Rivers, MI?

12040 Harder Rd, Three Rivers, MI is assigned to Norton Elementary School (elementary), rated B; Three Rivers High School (high), rated B; Three Rivers Middle School (middle), rated C+. All sit in Three Rivers Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12040 Harder Rd, Three Rivers, MI compare to other homes in Three Rivers 49093?

Among the 7,773 homes in Three Rivers 49093, it is worth more than 39% of them ($184,800 against a typical $220,690), its price per square foot is higher than 48% of them ($162 against a typical $165), it is bigger than 26% of them (1,140 ft² against a typical 1,440 ft²) and its lot is bigger than 61% of them (0.64 ac against a typical 0.46 ac). Measured against all of St. Joseph County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12040 Harder Rd, Three Rivers, MI?

The 2025 property tax bill for 12040 Harder Rd, Three Rivers, MI was $1,592. The county assessed it at $84,700.

More homes on Harder Rd

Closest homes

More homes in Three Rivers 49093

Assigned schools

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