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Single Family ResidenceResidential
$218,620$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1206 HARDING DR

ROSWELL, NM 88203
4
Beds
2
Baths
1,671 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$219K
$206K low$231K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,540
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,632
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,080
GOLD FIN'L SVCS · recorded Mar 15, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,015 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,816 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,667
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,149
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,686
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,448

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
70
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Evaporative
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monterrey Elementary SchoolC
Elementary · Grades PK–5 · 0.2 mi
H
Roswell High SchoolD+
High · Grades 9–12 · 1.0 mi
M
Mountain View Middle SchoolD
Middle · Grades 6–8 · 2.0 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,666
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1206 Harding Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Roswell 88203
  • Costs more per square foot than 75% of homes in Roswell 88203
  • Bigger than 78% of homes in Roswell 88203
  • Has a bigger lot than 84% of homes in Roswell 88203

What homes are worth in Roswell 88203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$420K

This home is worth more than 83% of homes in Roswell 88203.

How it measures up in Roswell 88203

The dot is this home. The mark in the middle is the typical home in Roswell 88203.

Estimated value$218,620
CheaperTypical $142,046Pricier

Pricier than 83% of homes nearby

Price per ft²$131
CheaperTypical $108Pricier

Pricier than 75% of homes nearby

Living area1,671 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.31 ac
SmallerTypical 0.18 acBigger

Bigger than 84% of homes nearby

Year built1960
OlderTypical 1959Newer

Newer than 56% of homes nearby

How 1206 Harding Dr ranks against every home in each area.
MeasureThis homeRoswell 88203Chaves County
Estimated valuepricier than$218,62083% of homes67% of homes
Price per ft²pricier than$13175% of homes62% of homes
Living areabigger than1,671 ft²78% of homes66% of homes
Lot sizebigger than0.31 ac84% of homes71% of homes
Year builtnewer than196056% of homes40% of homes

About 1206 Harding Dr

How much is 1206 Harding Dr, Roswell, NM worth?

The TopHap Estimate for 1206 Harding Dr, Roswell, NM is $218,620 as of Jul 14, 2026. The likely range is $206,064 to $231,176. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1206 Harding Dr, Roswell, NM last sell?

1206 Harding Dr, Roswell, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1206 Harding Dr, Roswell, NM?

1206 Harding Dr, Roswell, NM has 4 bedrooms, 2 bathrooms, 1,671 square feet of living space and a 0.31-acre lot.

When was 1206 Harding Dr, Roswell, NM built?

1206 Harding Dr, Roswell, NM was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 1206 Harding Dr, Roswell, NM?

1206 Harding Dr, Roswell, NM is assigned to Monterrey Elementary School (elementary), rated C; Roswell High School (high), rated D+; Mountain View Middle School (middle), rated D. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1206 Harding Dr, Roswell, NM compare to other homes in Roswell 88203?

Among the 10,965 homes in Roswell 88203, it is worth more than 83% of them ($218,620 against a typical $142,046), its price per square foot is higher than 75% of them ($131 against a typical $108), it is bigger than 78% of them (1,671 ft² against a typical 1,292 ft²), its lot is bigger than 84% of them (0.31 ac against a typical 0.18 ac) and it is newer than 56% of them (1960 against a typical 1959). Measured against all of Chaves County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1206 Harding Dr, Roswell, NM?

The 2026 property tax bill for 1206 Harding Dr, Roswell, NM was $1,015. The county assessed it at $38,816.

More homes on Harding Dr

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Assigned schools

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