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Single Family ResidenceResidential
$388,886$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $230,000 on May 29, 2012

12089 BELLE RIVER RD

RILEY, MI 48041
4
Beds
3 / 1
Baths
2,354 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$389K
$338K low$440K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · May 29, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$191,886
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$153,509
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$197,000
UNITED WHOLESALE MORTGAGE · recorded Jan 6, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,777 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$362,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Lot (acres)The size of the land the home sits on, from county records.10.01
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Memphis Elementary SchoolA-
Elementary · Grades PK–5 · 1.8 mi
M
Memphis Juniorsenior High SchoolB+
Middle · Grades 6–12 · 1.9 mi

District: Memphis Community Schools

Neighborhood · ZIP 48041These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,709
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,948
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,780
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12089 Belle River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Memphis 48041
  • Costs more per square foot than 67% of homes in Memphis 48041
  • Bigger than 88% of homes in Memphis 48041
  • Has a bigger lot than 92% of homes in St. Clair County
  • Newer than 70% of homes in St. Clair County

What homes are worth in Memphis 48041

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$497K

This home is worth more than 94% of homes in Memphis 48041.

How it measures up in Memphis 48041

The dot is this home. The mark in the middle is the typical home in Memphis 48041.

Estimated value$388,886
CheaperTypical $231,482Pricier

Pricier than 94% of homes nearby

Price per ft²$165
CheaperTypical $148Pricier

Pricier than 67% of homes nearby

Living area2,354 ft²
SmallerTypical 1,607 ft²Bigger

Bigger than 88% of homes nearby

Lot size10.01 ac
SmallerTypical 3.28 acBigger

Bigger than 81% of homes nearby

Year built1990
OlderTypical 1987Newer

Newer than 60% of homes nearby

How 12089 Belle River Rd ranks against every home in each area.
MeasureThis homeMemphis 48041St. Clair County
Estimated valuepricier than$388,88694% of homes87% of homes
Price per ft²pricier than$16567% of homes63% of homes
Living areabigger than2,354 ft²88% of homes88% of homes
Lot sizebigger than10.01 ac81% of homes92% of homes
Year builtnewer than199060% of homes70% of homes

About 12089 Belle River Rd

How much is 12089 Belle River Rd, Riley, MI worth?

The TopHap Estimate for 12089 Belle River Rd, Riley, MI is $388,886 as of Jul 14, 2026. The likely range is $338,216 to $439,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12089 Belle River Rd, Riley, MI last sell?

12089 Belle River Rd, Riley, MI last sold on May 29, 2012 for $230,000, according to the county's recorded deed.

How big is 12089 Belle River Rd, Riley, MI?

12089 Belle River Rd, Riley, MI has 4 bedrooms, 3 bathrooms, 2,354 square feet of living space and a 10.01-acre lot.

When was 12089 Belle River Rd, Riley, MI built?

12089 Belle River Rd, Riley, MI was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 12089 Belle River Rd, Riley, MI?

12089 Belle River Rd, Riley, MI is assigned to Memphis Elementary School (elementary), rated A-; Memphis Juniorsenior High School (middle), rated B+. All sit in Memphis Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12089 Belle River Rd, Riley, MI compare to other homes in Memphis 48041?

Among the 1,618 homes in Memphis 48041, it is worth more than 94% of them ($388,886 against a typical $231,482), its price per square foot is higher than 67% of them ($165 against a typical $148), it is bigger than 88% of them (2,354 ft² against a typical 1,607 ft²), its lot is bigger than 81% of them (10.01 ac against a typical 3.28 ac) and it is newer than 60% of them (1990 against a typical 1987). Measured against all of St. Clair County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12089 Belle River Rd, Riley, MI?

The 2024 property tax bill for 12089 Belle River Rd, Riley, MI was $3,777. The county assessed it at $181,200.

Closest homes

More homes in Riley 48041

Assigned schools

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