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Single Family ResidenceResidential
$420,001$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12089 COTTONWOOD ST NW

COON RAPIDS, MN 55448
3
Beds
2
Baths
2,103 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$420K
$398K low$442K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,758 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$432,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$432,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$432,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
33
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Blaine High SchoolA-
High · Grades 9–12 · 0.7 mi
M
Northdale Middle SchoolB+
Middle · Grades 6–8 · 1.1 mi
E
Eisenhower Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi

District: Anoka-Hennepin School District

Neighborhood · ZIP 55448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,409
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,727 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,672
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12089 Cottonwood St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Minneapolis 55448
  • Costs less per square foot than 85% of homes in Minneapolis 55448
  • Bigger than 91% of homes in Minneapolis 55448
  • Has a smaller lot than 65% of homes in Anoka County

What homes are worth in Minneapolis 55448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$181K$560K

This home is worth more than 82% of homes in Minneapolis 55448.

How it measures up in Minneapolis 55448

The dot is this home. The mark in the middle is the typical home in Minneapolis 55448.

Estimated value$420,001
CheaperTypical $338,987Pricier

Pricier than 82% of homes nearby

Price per ft²$200
CheaperTypical $274Pricier

Pricier than 15% of homes nearby

Living area2,103 ft²
SmallerTypical 1,167 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.25 ac
SmallerTypical 0.25 acBigger

Bigger than 41% of homes nearby

Year built1984
OlderTypical 1986Newer

Newer than 47% of homes nearby

How 12089 Cottonwood St Nw ranks against every home in each area.
MeasureThis homeMinneapolis 55448Anoka County
Estimated valuepricier than$420,00182% of homes70% of homes
Price per ft²pricier than$20015% of homes15% of homes
Living areabigger than2,103 ft²91% of homes86% of homes
Lot sizebigger than0.25 ac41% of homes35% of homes
Year builtnewer than198447% of homes44% of homes

About 12089 Cottonwood St Nw

How much is 12089 Cottonwood St Nw, Coon Rapids, MN worth?

The TopHap Estimate for 12089 Cottonwood St Nw, Coon Rapids, MN is $420,001 as of Sep 24, 2026. The likely range is $398,410 to $441,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12089 Cottonwood St Nw, Coon Rapids, MN last sell?

12089 Cottonwood St Nw, Coon Rapids, MN last sold on Mar 1, 1984, according to the county's recorded deed.

How big is 12089 Cottonwood St Nw, Coon Rapids, MN?

12089 Cottonwood St Nw, Coon Rapids, MN has 3 bedrooms, 2 bathrooms, 2,103 square feet of living space and a 0.25-acre lot.

When was 12089 Cottonwood St Nw, Coon Rapids, MN built?

12089 Cottonwood St Nw, Coon Rapids, MN was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 12089 Cottonwood St Nw, Coon Rapids, MN?

12089 Cottonwood St Nw, Coon Rapids, MN is assigned to Blaine High School (high), rated A-; Northdale Middle School (middle), rated B+; Eisenhower Elementary School (elementary), rated A-. All sit in Anoka-Hennepin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12089 Cottonwood St Nw, Coon Rapids, MN compare to other homes in Minneapolis 55448?

Among the 9,998 homes in Minneapolis 55448, it is worth more than 82% of them ($420,001 against a typical $338,987), its price per square foot is higher than 15% of them ($200 against a typical $274), it is bigger than 91% of them (2,103 ft² against a typical 1,167 ft²), its lot is bigger than 41% of them (0.25 ac against a typical 0.25 ac) and it is newer than 47% of them (1984 against a typical 1986). Measured against all of Anoka County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12089 Cottonwood St Nw, Coon Rapids, MN?

The 2026 property tax bill for 12089 Cottonwood St Nw, Coon Rapids, MN was $4,758. The county assessed it at $432,100.

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