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Residential (General/Single)Residential
$439,816$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $430,000 on Jan 16, 2025

12089 SPINNAKER DR

FORT MILL, SC 29708
2
Baths
1,810 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$440K
$405K low$474K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$430,000 · Jan 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,746 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,542 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,196
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,346
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,385
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$439,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyYORK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Brick
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 166 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tega Cay Elementary SchoolA
Elementary · Grades KG–5 · 0.6 mi
M
Gold Hill Middle SchoolB
Middle · Grades 6–8 · 1.9 mi
H
Fort Mill High SchoolA+
High · Grades 9–12 · 4.1 mi

District: York School District 4

Neighborhood · ZIP 29708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.41,392
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$159,487
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12089 Spinnaker Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Fort Mill 29708
  • Costs more per square foot than 80% of homes in York County
  • Smaller than 78% of homes in Fort Mill 29708
  • Has a smaller lot than 94% of homes in York County
  • Older than 83% of homes in Fort Mill 29708

What homes are worth in Fort Mill 29708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$1.3M

This home is worth more than 20% of homes in Fort Mill 29708.

How it measures up in Fort Mill 29708

The dot is this home. The mark in the middle is the typical home in Fort Mill 29708.

Estimated value$439,816
CheaperTypical $599,813Pricier

Pricier than 20% of homes nearby

Price per ft²$243
CheaperTypical $244Pricier

Pricier than 49% of homes nearby

Living area1,810 ft²
SmallerTypical 2,537 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.21 ac
SmallerTypical 1 acBigger

Bigger than 10% of homes nearby

Year built1994
OlderTypical 2006Newer

Newer than 17% of homes nearby

How 12089 Spinnaker Dr ranks against every home in each area.
MeasureThis homeFort Mill 29708York County
Estimated valuepricier than$439,81620% of homes63% of homes
Price per ft²pricier than$24349% of homes80% of homes
Living areabigger than1,810 ft²22% of homes49% of homes
Lot sizebigger than0.21 ac10% of homes6% of homes
Year builtnewer than199417% of homes37% of homes

About 12089 Spinnaker Dr

How much is 12089 Spinnaker Dr, Fort Mill, SC worth?

The TopHap Estimate for 12089 Spinnaker Dr, Fort Mill, SC is $439,816 as of Jul 14, 2026. The likely range is $405,235 to $474,397. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12089 Spinnaker Dr, Fort Mill, SC last sell?

12089 Spinnaker Dr, Fort Mill, SC last sold on Jan 16, 2025 for $430,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 12089 Spinnaker Dr, Fort Mill, SC?

12089 Spinnaker Dr, Fort Mill, SC has 2 bathrooms, 1,810 square feet of living space and a 0.21-acre lot.

When was 12089 Spinnaker Dr, Fort Mill, SC built?

12089 Spinnaker Dr, Fort Mill, SC was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 12089 Spinnaker Dr, Fort Mill, SC?

12089 Spinnaker Dr, Fort Mill, SC is assigned to Tega Cay Elementary School (elementary), rated A; Gold Hill Middle School (middle), rated B; Fort Mill High School (high), rated A+. All sit in York School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12089 Spinnaker Dr, Fort Mill, SC compare to other homes in Fort Mill 29708?

Among the 13,569 homes in Fort Mill 29708, it is worth more than 20% of them ($439,816 against a typical $599,813), its price per square foot is higher than 49% of them ($243 against a typical $244), it is bigger than 22% of them (1,810 ft² against a typical 2,537 ft²), its lot is bigger than 10% of them (0.21 ac against a typical 1 ac) and it is newer than 17% of them (1994 against a typical 2006). Measured against all of York County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12089 Spinnaker Dr, Fort Mill, SC?

The 2025 property tax bill for 12089 Spinnaker Dr, Fort Mill, SC was $9,746. The county assessed it at $16,542.

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