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Single Family ResidenceResidential
$147,161$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $32,000 on Sep 18, 2015

121 COTTAGE RD

SHELL ROCK, IA 50670
2
Beds
0
Baths
829 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$147K
$125K low$169K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,000 · Sep 18, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$147,161
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$117,729

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$416 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$48,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.98 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBremer
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 220 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shell Rock Elementary SchoolA
Elementary · Grades PK–4 · 2.2 mi
M
Waverly-Shell Rock Middle SchoolB+
Middle · Grades 5–8 · 3.4 mi
H
Waverly-Shell Rock Senior High SchoolA+
High · Grades 9–12 · 3.6 mi

District: Waverly-Shell Rock Community School District

Neighborhood · ZIP 50670These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,981
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,862
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,558
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

121 Cottage Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Shell Rock 50670
  • Smaller than 96% of homes in Bremer County
  • Has a bigger lot than 79% of homes in Bremer County
  • Newer than 76% of homes in Shell Rock 50670

What homes are worth in Shell Rock 50670

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$652K

This home is worth more than 14% of homes in Shell Rock 50670.

How it measures up in Shell Rock 50670

The dot is this home. The mark in the middle is the typical home in Shell Rock 50670.

Estimated value$147,161
CheaperTypical $251,839Pricier

Pricier than 14% of homes nearby

Price per ft²$178
CheaperTypical $183Pricier

Pricier than 46% of homes nearby

Living area829 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 6% of homes nearby

Lot size3 ac
SmallerTypical 0.46 acBigger

Bigger than 74% of homes nearby

Year built1987
OlderTypical 1966Newer

Newer than 76% of homes nearby

How 121 Cottage Rd ranks against every home in each area.
MeasureThis homeShell Rock 50670Bremer County
Estimated valuepricier than$147,16114% of homes21% of homes
Price per ft²pricier than$17846% of homes56% of homes
Living areabigger than829 ft²6% of homes4% of homes
Lot sizebigger than3 ac74% of homes79% of homes
Year builtnewer than198776% of homes72% of homes

About 121 Cottage Rd

How much is 121 Cottage Rd, Shell Rock, IA worth?

The TopHap Estimate for 121 Cottage Rd, Shell Rock, IA is $147,161 as of Jul 14, 2026. The likely range is $125,023 to $169,299. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 121 Cottage Rd, Shell Rock, IA last sell?

121 Cottage Rd, Shell Rock, IA last sold on Sep 18, 2015 for $32,000, according to the county's recorded deed.

How big is 121 Cottage Rd, Shell Rock, IA?

121 Cottage Rd, Shell Rock, IA has 2 bedrooms, 829 square feet of living space and a 3.00-acre lot.

When was 121 Cottage Rd, Shell Rock, IA built?

121 Cottage Rd, Shell Rock, IA was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 121 Cottage Rd, Shell Rock, IA?

121 Cottage Rd, Shell Rock, IA is assigned to Shell Rock Elementary School (elementary), rated A; Waverly-Shell Rock Middle School (middle), rated B+; Waverly-Shell Rock Senior High School (high), rated A+. All sit in Waverly-Shell Rock Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 121 Cottage Rd, Shell Rock, IA compare to other homes in Shell Rock 50670?

Among the 879 homes in Shell Rock 50670, it is worth more than 14% of them ($147,161 against a typical $251,839), its price per square foot is higher than 46% of them ($178 against a typical $183), it is bigger than 6% of them (829 ft² against a typical 1,421 ft²), its lot is bigger than 74% of them (3 ac against a typical 0.46 ac) and it is newer than 76% of them (1987 against a typical 1966). Measured against all of Bremer County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 121 Cottage Rd, Shell Rock, IA?

The 2024 property tax bill for 121 Cottage Rd, Shell Rock, IA was $416. The county assessed it at $48,300.

Closest homes

More homes in Shell Rock 50670

Assigned schools

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